Payday Loans in Mobile, Alabama

When you're looking for short-term lending for an emergency expense, your thoughts may first turn to your credit card or overdraft. You may even consider selling your possessions to get your hands on cash fast. However, there's a better way to borrow some much needed cash, that doesn’t involve driving or standing in line.

Every year, 12 million Americans use payday loans, unlocking emergency cash when they need it the most. As more and more people recognize the convenience and speed that payday loans offer, that number continues to grow.

If you've been considering payday loans in Mobile, Alabama, LendUp Loans offers a refreshingly different approach to traditional short-term borrowing. Whether you're looking for money for car repairs or you simply need a little extra money before payday comes around, our payday loan products offer the perfect solution.

Requirements to Apply for a Mobile, AL Payday Loan?

Our application requirements are very basic, and you can apply for your loan online. Best of all, you'll get a decision in as little as five minutes. If approved, we'll usually have the money in your account on the next business day.

All we ask is that you meet the following requirements:

  • You reside in a state where LendUp operates.

  • You are 18 years of age or older.

  • You have a regular source of income. This may be a regular paycheck or regular payments from the government.

  • You have an active and open checking account that can receive electronic transfers.

  • You are not an active member of the military or the dependent of an active member of the military.

  • You must provide us with valid contact details, including your address, email address and phone number.

We make it as quick and easy as possible to apply for payday loans fast in Mobile, Alabama, and we're here to answer any questions you may have about our terms and conditions, how much you can borrow, or how we can help you improve your credit score.

Absolutely No Rollovers Ever

Problem debt can creep up without you realizing it, and it can be hard to break out of the debt trap. Short-term loans are no exception, and it pays to be careful when taking out any payday loan. Many payday loan companies offer their customers the chance to renew or "rollover" their loan in order to delay paying it in full. This may be a convenient option if you want to defer paying the loan for a number of weeks or months, but there is a high price to pay in rollover fees. For example, if you rollover a loan three times, you will pay three times the rollover fee, and this amount will continue to increase each time you defer payment of your loan. At LendUp, we take a different approach to lending. We want you to break free from the debt cycle quickly and avoid being trapped with loan payments that never end. For this reason, we don’t offer rollovers on your loan. Instead, we offer payment plans at no extra cost, and free financial education courses that can help you improve your financial knowledge and health over time. Taking our courses can also earn you points on the LendUp Ladder, further enhancing your reputation as a responsible borrower and giving you access to higher loan amounts over time.

Applying for Mobile,AL Payday Loans Just Got So Much Easier

If you need emergency funds paid into your checking account fast, you can apply online with LendUp now. It takes minutes to do so, and we'll give you a decision instantly.

Join the many customers in Mobile, Alabama who have discovered LendUp is a safe, licensed, direct lender and a convenient option. Discover the LendUp difference.

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