Fast Payday Loans in California

We offer a fast California payday loan alternative ranging from $100 to $250 for approved, first-time customers. You can apply for our direct payday loans with your name and address, a checking account with a bank, a phone number and active email address. Our application process takes only a few minutes, and you will get a decision right away. You do not need good credit to qualify for our California quick payday loans.

How to find a California payday loan fast

Whether you're a Northern California resident near Oakland or Lake County, or a Southern California resident near the 5 freeway, LendUp serves all California residents. We are licensed to operate in the state of California. You can apply anywhere on a smartphone, tablet or computer in as quickly as five minutes. Start at our website and go from there.

Choose how much you want to borrow and for how long. Right away, you'll be able to see the total amount due, repayment date, APR and applicable fees without having to provide any personal information. In California, we have the LendUp Ladder. With the LendUp Ladder you have the ability to work towards larger loans amounts at lower rates. At the top levels of the Ladder we even offer credit reporting to the major credit bureaus. You can work your way to the upper rungs of the Ladder by paying back your loans on time. At LendUp, we do not limit how you can use your loan. What’s more, we offer free online financial education to help you use resources responsibly. Our goal is to help you get on a better path to financial health.

What makes our California payday loan alternative quick

Our process is quick because the entire transaction takes place online, from application to funding. You never have to sit in traffic on the 405 to drive to a physical location, complete paperwork with a loan officer or get paper statements from other financial institutions or creditors. LendUp does not run a hard credit check on your account that would hurt your credit score. We also do not rely on a traditional credit check (FICO) to make our decision. Instead, we perform a soft credit check that does not affect your credit score.

LendUp has a fast, easy online loan application. Apply anywhere from your smartphone or home computer. We also give you an instant loan decision so you’ll know right away if you’re approved. Once approved, we can send the funds to your checking account in as quickly as one business day, if you are approved for our California payday loan alternative before 5pm PT on a typical weekday.

If you're concerned about rollovers, be aware that LendUp does not offer them. We help you from falling into a debt cycle by providing free financial education courses. You can take these online to learn more about how to manage your resources responsibly.

LendUp is based in San Francisco, CA, and you can contact our support team if you have questions. Our friendly and helpful representatives are available to answer any questions about our payday loans.

If approved for a California cash advance how quickly will the money be transferred?

Our process for California fast payday loans involves sending the transaction to your bank via ACH at 5 p.m. PST Monday through Friday, excluding federal banking holidays. Banks typically post the funds to your account by the next business day. The actual posting time depends on your bank. Posting may take more than one business day in some cases.

LendUp does not have hidden fees. As a direct lender, we can offer great rates and always provide clear terms and conditions to our customers. LendUp does not sell personal customer information to other loan companies or spammers. That means no unsolicited calls or emails from third parties. Contact us to learn more about our California fast payday loans.

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