Payday Lenders Compared - California

California Payday Lenders Compared

LendUp is a reputable online financial institution that provides approved applicants with quick payday loan alternatives. We're based in San Francisco and licensed in California. Our entire application process is online. You can apply from a mobile device or desktop typically, in less than five minutes. LendUp offers a secure, rewarding way to get a cash advance. We offer competitive interest rates compared other lenders. Since we are licensed in California you are protected by state and federal laws.

Payday lenders compared: How to get started

You can compare payday lenders by determining how each institution treats you. First, identify the most important factors to you.

  • Are you looking for an institution that abides by both federal and California state regulations so that you are protected, as a consumer?
  • What about a company that offers you bank-level security and does not sell your information to third parties?
  • Do you need an application process that is quick and easy?

LendUp fits the bill for all of these criteria. Next, talk to friends and family to see if they have recommendations. Then check out reviews to see if the California lender you have picked are trustworthy.

Comparing the best payday lender for you

LendUp offers payday loans of between $100 and $250 for first-time approved borrowers. For customers who are able to build a positive repayment history with us, we may be able to offer larger loan amounts at lower rates, over time and pending state restrictions. When you compare payday loans, determine if the lender is offering you the same opportunities and rewards as LendUp.

Here are a few factors to consider when applying for a payday loan in California:

  • A direct, licensed lender -- Make sure you’re protected by California state and federal laws.
  • Transparent rates and fees, so you know exactly how much you’re paying back.
  • Ease of application.
  • How quickly you can receive the funds.
  • A lender that cares. Check the online reviews to see which lenders are reputable.

You should also consider whether the lender is a direct lender. A direct lender works with you from application to repayment, there is no middle man. It also ensures your information is not sold to other payday lenders or third parties. LendUp is a direct lender. We do not sell or share information with other parties. And we never do rollovers, which can keep you trapped in a cycle of debt. If approved, we work with you to ensure you are on a better path to financial health. We only succeed when you do.

Why consider our payday loan alternative?

Customers can apply for a loan online in as few as five minutes. You get an instant loan decision.

In addition, LendUp does not require good credit to apply or get a loan. We have provided loans to individuals with bad and poor credit. Our mission is to help individuals with poor credit gain access to credit. The quick and easy application process and our free online financial education.

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LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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