Payday loans online in Bakersfield, California

If you are a resident of Bakersfield, CA, and in need of a payday loan, you may want to consider LendUp. We are a licensed California direct lender and we offer Bakersfield residents a safer alternative to payday loans.

We put our customers’ needs first. We understand that we do well when our customers do well. Our process makes taking out a loan fast and straightforward. We strive to get you the funds you need within only 1 business day whenever possible and to assist you in improving your financial well-being going forward.

Forget about the Bakersfield, CA payday loan stores, apply online with LendUp from your home or smartphone

One of the great things about LendUp’s online loan application is our fast and straightforward application process. You can submit an application online – any time you like, day or night. You can apply on your smartphone from the comfort of your home!

The application only takes about 5 minutes to complete, and we’ll get back to you immediately with our decision. If approved, the money could be in your hands or bank account as soon as the next business day!

Clear Terms and Conditions

We’ll always be clear about the terms and conditions of LendUp loans. There are no roll-overs or debt-traps. We’re a California based and licensed direct lender. This means that you are protected by the laws and regulations of California. We do not sell your information. We deal with you directly – no middleman to complicate the process.

Short term borrowing with the potential for long term benefits

LendUp aims to provide people who need money fast with a quick payday advance up to $250, including those who don’t have good credit. In addition, we can help you improve your financial health via the LendUp Ladder. This helps you in a way that traditional payday lenders don’t.

With a cash advance from LendUp and our financial education courses, you can earn points to climb the LendUp Ladder possibly gaining access to lower interest rates and higher loan amounts (where available).

Over time, you may be able to improve your credit history. For credit reporting loans, we report to the 3 major credit bureaus: Equifax, Transunion and Experian.

Free Courses on how to improve your Finances

We want our customers to succeed. So we provide you, at no charge, with educational materials and resources to help you improve your finances. You can learn about credit and how to improve your credit history, get tips on how to save money, and much more. And when you complete the courses, you move further up the LendUp Ladder.

Who is eligible for a LendUp loan in Bakersfield, California?

If you’re a California resident, age 18 or over, and have a regular income, you can apply for a LendUp short-term loan.

In addition, you’re required to have a valid checking account capable of accepting ACH (electronic) transfers (check with your bank if you’re not sure) and you’ll need to provide us your contact details – including a phone number, home address, and email address. You don’t need to have good credit.

You can apply online in just a few minutes, any time. We’ll give you our decision immediately. If you’re approved for a loan, the funds will be sent to your checking account in as quick as one business day. If you need money fast, apply for a LendUp loan. Start your application today.

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What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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What people are saying


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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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