Credit cards should make your life better.

Now accepting applications on a limited basis.  

LendUp's mission is to provide anyone with a path to better financial health. We believe the right credit card makes that path a little easier.

Studies show a low credit score will cost the average person $250,000 over the course of a lifetime, but cards with premium features and fair interest rates are typically offered only to customers with perfect credit, locking out some of the very people who would benefit most.

We think that’s unfair, so our cards are designed for people trying to rebuild from credit troubles in the past, and we work with issuing banks that have social values similar to our own.

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How our cards achieve the mission

We report to the three major credit bureaus

Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit.

We believe in clear pricing and transparency

Financial legalese can be intimidating, so we go out of our way to ensure our terms are easy to understand.

We offer free online credit education

Our series of credit education videos can help boost your financial savvy with tips for budgeting, saving, understanding your credit report and more.

Other benefits include

  • No security deposits
  • Instant decisions
  • No over-the-limit fees
  • Affordable payments
  • 128-bit SSL encryption to keep your data safe and protected
Now accepting applications on a limited basis.