Easy Payday Loan Online

Sometimes there's a bit too much month left at the end of your money, and you need a little more cash to get you through until your next paycheck. For many people, past financial mistakes and less-than-perfect credit scores make qualifying for a credit card or traditional bank loan out of the question.

While it may seem like your only options are to let bills go overdue — which can mean incurring additional fees and interest or possible utility shutoffs - or forego necessary services, this doesn't have to be the case. Whether you want to make sure a bill is paid on time or find yourself needing some extra money for vehicle repairs or emergency medical expenses, an easy cash advance may be an option. A payday loan is when a lender, like LendUp, offers you a online payday loan. You get the money when you need it and pay back the loan according to the terms you signed.

LendUp offers single-payment loans (paid off in one lump sum) with clear terms and conditions. Your exact loan amount and terms will vary according to state law and the information you provide during your application. If you have questions about what you qualify for or what loan options are available, our customer support team can help. In general, most approved applicants can borrow between $100 to $250, which usually must be paid back within 14 to 30 days.

What makes our payday loans easy?

At LendUp, we know that emergencies happen and sometimes you need money fast. Our quick application process — you can complete the online application in as little as 5 minutes — and instant decisions mean you'll know right away if you're approved and for how much. We also offer several funding options, including next business day and, in some states, 15-minute transfer (an additional fee will apply). This means we may be able to transfer the money to your financial institution or supported debit card in as little as 15 minutes (but note your bank determines when it makes the funds available to you).

LendUp is also committed to positively serving our customers in a socially responsible way. We want our customers to continue to better their financial situations, so we do our best to support your success. You'll have access to all of your loan information 24/7 through your online personal dashboard, so you can keep track of your cash advance terms and repayment progress. Our customer support team is also ready to answer any questions you have about your cash advance or any of our other services.

One of the things that sets LendUp apart is the LendUp Ladder. When you take out and repay a LendUp Loan on time, you accumulate points, so in eligible states, you may move up the Ladder and earn the right to apply for larger loans with lower interest rates. You also get points for referring friends who borrow from us, and for completing our financial education courses. We designed the quick online courses around real-world financial situations so you can learn how to better handle your money. Topics covered include basics like how to create a workable budget and savings plan, how to protect yourself online and how to use credit cards properly.

We are also serious about protecting your privacy and won't sell your personal or financial information. We abide by all state and federal regulations, so you can rest easy knowing you're protected.

How to make the cash advance loan application easier? Know the requirements.

If you're ready to try LendUp for your check advance needs, there are just a few requirements to get you started. You must:

  • Be at least 18 years old
  • Be a resident of a state in which LendUp operates
  • Have an active email address (so we can send you payment reminders and a link to your 24/7 personal dashboard)
  • Provide your current contact information
  • Provide income information (don't worry, we won't call your employer)
  • Have an active checking account that can accept electronic transfers

Unlike other cash advance lenders, we don't do a traditional credit check and you don't need good credit to be approved. We look at several factors when we are reviewing an application. We know you're more than just your credit score.

If you're interested in an easy cash advance from LendUp, apply online today and get an instant decision.

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying


Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

Learn more about our customers »

Quantcast