Consent to Disclosures
Credit Report Authorization
As part of your application for a loan with Flurish, Inc. dba LendUp (“LendUp”), we request your authorization to pull your credit report. You understand that by applying for a LendUp loan and clicking on the appropriate disclosure, you are providing “written instructions” to LendUp under the Fair Credit Reporting Act authorizing LendUp to obtain information from your personal credit profile or other information from one or more consumer reporting agencies.
You authorize LendUp to verify information in your application, and you agree that LendUp may contact third parties to verify any such information. LendUp may use your consumer reports to authenticate your identity, to make credit decisions, and for related purposes. You authorize LendUp to obtain consumer reports each time you request a loan, during the processing or closing of a loan to you, or at various times during the term of your loan in connection with the servicing, monitoring, collection or enforcement of the loan.
You further acknowledge that LendUp may report credit data on your loan to credit reporting agencies. LendUp agrees that any information furnished will be accurate. You understand that, if you are applying for a loan with multiple payments, the credit pull and reporting on your loan may affect your credit score with Experian, Equifax, or Transunion.