Payday Loans in Rockford, Illinois

According to The Pew Charitable Trusts, about 5.5 percent of U.S. adults have taken out at least one recent payday loan. They use the loans to cover various expenses, including rent and other regular living costs, and unexpected expenditures such as a high utility bill or a car repair. If you can relate and are in need of short-term credit you may want to consider LendUp’s payday loan alternative. Why consider LendUp? We’re a direct lender licensed to operate in the state of Illinois.

Fast payday loans in Rockford, Illinois

As a resident of Rockford, Illinois, you may opt for speed and efficiency when applying for a payday loans or payday loan alternatives. As an online lender, LendUp offers better payday loan alternatives that offer the safety of a direct, licensed lender and the convenience of an online application. Skip the rush-hour traffic on interstate 20, and instead, apply from anywhere on your smartphone or home computer in as little as 5 minutes. Get instant decisioning. And if you’re approved by 5 p.m. PST on a weekday, you may be able to have the funds directly sent to your bank account as early as the next business day. Check out our FAQ for further information.

LendUp does not not perform a hard (traditional) credit check. When you apply for car loans, bank loans, mortgages, apartments and even some student loans can perform hard credit pulls which reflect on your credit report, and can make your credit score dip for some time, regardless of whether you’re approved or not. LendUp does not perform a hard credit pull, but rather a soft credit inquiry that does not affect your credit score with the major credit bureaus, nor does it show up on your credit report. And you won’t be turned away for having bad credit.

LendUp works with a wide range of applicants for our Illinois payday loan alternative and we have approved customers who have poor credit scores. In fact, our main goal is to help such people improve their financial path. That’s why we offer free financial education courses.

We have some requirements in order to qualify for a LendUp loan. You must be age 18 or older and having recurring income sources that you can provide documentation for. The income can be from work, whether it is part-time or full-time, from a government benefits program or from another source. You should also have an active checking account to receive any deposits we make if your application is approved. Finally, you cannot be in active duty in the military.

Applying online for our Illinois payday loans

One of the things that LendUp does is avoid rollovers. Our terms are outlined in clear and easy-to-read language, and our fees are similarly explained. No hidden surprises.

With LendUp, getting payday loans in Rockford, Illinois, is straightforward. Apply on your computer or smartphone, and receive a decision right away. If you are approved, provided you applied on a weekday before 5 p.m. PST, we send the funds to your checking account as early as the next business day. For details on funding time see FAQ.

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