Louisiana Cash Advances Alternative

When you need a Louisiana alternative cash advance, it's a good idea to choose a direct lender that is licensed in the state. LendUp is exactly this kind of direct lender. We've helped people from all parts of Louisiana, from New Orleans to Shreveport, to access the cash they need to see them through until payday. All you need to do is fill out our five-minute online application process to receive an instant decision on whether you qualify for a LendUp cash advance.

Who is eligible to apply for your Louisiana cash advance alternative?

LendUp aims to improve access to credit for Louisiana residents, including those who don't have a strong credit score. That's why our application process is based on more than just a credit check. You can apply for our short-term loan if you:

  • Are a resident of Louisiana
  • Are aged 18 or over.
  • Are not an active member of the military or a dependent of an active military member.
  • Have a recurring source of income, such as a job or government payments.
  • Have a checking account that can receive electronic transfers.
  • Have a phone number, email address, and valid physical address.

Good credit isn't required to apply for an alternative payday advance from LendUp. In fact, for customers who qualify, we try to help people with poor credit to improve their credit scores by offering the Louisiana LendUp Ladder. In Louisiana, once you reach the Platinum level of the LendUp Ladder, you are eligible to apply for loans that we report to the major credit bureaus, which can help to build your credit history. Of course, you have to play your part by repaying your loan according to the agreed schedule.

How does this lender compare to Louisiana cash advance lenders?

Residents in Louisiana who qualify have access to the LendUp Ladder. This is a program that allows responsible borrowers the opportunity to gain access to less expensive credit in the future. When borrowers demonstrate responsible financial behavior by repaying a loan on time or taking a free financial education course with LendUp, they may earn points that move you closer to the next tier of the LendUp Ladder. The higher customers move up the ladder, the lower the rates they pay when borrowing money from LendUp. People on the highest tiers of the Ladder can also apply for larger loans.

In Louisiana, what loan amounts can I apply for?

LendUp allows qualified applicants to borrow between $100 and $350 to meet their short-term financial commitments. You can choose a repayment date that suits you, as long as it's between 7 and 30 days from the date the loan is taken out. When you pay back your loan on time, you may move to a higher tier of the LendUp ladder, which could mean you could borrow more in future.

Applying for our Louisiana Alternative Cash Advance

If you need a Louisiana alternative payday advance, LendUp is ready to help you apply for one of our loans. Our application process is open 24 hours a day and accessible via mobile phone or computer. After you complete the application, we'll, on most applications, instantly decide whether we can help you out and get the money to you as quickly as possible. If you apply by 5 p.m. PT on a weekday, you'll typically have the money you need by the next business day, though your bank determines when funds are ultimately made available to you.

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