Minnesota Direct Lender

Are you searching for a trustworthy direct lender in Minnesota? Congratulations, you have come to the right place! LendUp is a licensed lender in the State of Minnesota. As a licensed payday lender in Minnesota, we are obligated to follow state and federal regulations governing payday lending. These rules are in place to protect you – the borrower.

A Trusted Minnesota direct lender

We are a direct payday lender in Minnesota. Unlike loan brokers and unlicensed lenders we can offer our customers an unparalleled borrowing experience, from application through repayment. Customer service is our highest priority. When our customers are successful, we are successful. To help you succeed, we offer no cost financial education courses.

One other benefit of using a Minnesota direct lende, like us, is avoiding the middleman that would otherwise handle your information. You can view our Privacy and Security page to learn better how we protect your data. Since we are licensed and must comply with state and federal regulations, you can rest easy knowing your information is in safe hands.

What makes us different from traditional Minnesota lenders?

We take pride in our lending options and what they can do for our borrowers. Our temporary financial products create long-term results for those in need of credit. Further, our emergency loan solutions fulfill a borrower's urgent needs.

For Maine customers there are a variety of reasons to consider LendUp. For example:

  1. First time borrowers can apply for a loan between $100 and $250

  2. Proven Minnesota borrowers can gain access to the LendUp Ladder.

Over time, Minnesota customers can earn points to climb the LendUp Ladder to apply for larger loans at lower rates. In Minnesota, credit reporting to the major bureaus is offered at the top two levels (optionally at Platinum and automatically at Prime), which could eventually improve your credit history if payments are made on time. Earning points is as simple as making on-time loan payments, taking our free financial education courses and referring friends who borrow from us.

Eligibility requirements for Minnesota loan applicants

Anyone in the state of Minnesota can apply for a direct loan through LendUp, but there are a few requirements to meet:

  • You need to be at least 18 years old
  • You need a checking account that can accept electronic transfers
  • Provide a valid email address, phone number and physical address
  • You must not be an active military member or a dependent of one
  • You must have a recurring source of income; this can include income such as regular government payments or paychecks from your job.

Think you meet the requirements to apply? Sign up now and see if you are eligible for a LendUp loan.

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What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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What people are saying


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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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