Fast Cash Loans in Minnesota

When you're living paycheck to paycheck, you don't always have the money to cover the little expenses that come up, let alone a serious emergency. However, even seemingly small expenses, such as a flat tire, can cause major problems if you don't have the funds to take care of them right away. If you can't fix your car, you can't drive to work. If you can't drive to work, you can't make money — and if you can't make money, how are you going to keep the power on, make this month's rent or even buy food for the week?

Reasons Why Minnesota Residents Choose Us

Traditional options for fast cash in Minnesota, such as payday loans, can work for some, but LendUp offers a better alternative. Our mission is simple: We offer online loans Minnesota residents need. While traditional fast cash loans in Minnesota may require you to pass a credit check or meet seemingly impossible income requirements, LendUp's alternative makes it easier to get the money you need without dangerous debt traps. We know that you need a simple way to get fast cash, and our system lets you get through the qualification and application process faster. So what's different about LendUp?

No Hidden Fees

When you're looking for fast cash loans in Minnesota, it's because you're short on cash. At LendUp, we succeed when you succeed, and hidden costs and fees aren't a part of that equation.

Crystal-Clear Terms

Financial decisions are important ones. We want to make sure you clearly understand what you're agreeing to and what you get when you take out one of our loans. That's why we've made sure our terms are comprehensive, clear and easy to understand.

No Rollovers

We offer cash loans in Minnesota so you can handle emergencies as they happen without falling into a debt trap that can send your finances spiraling out of control. Our payday loans are for a fixed term, and there's no rollover, so you don't have to worry about your loan compounding and becoming yet another financial burden that stops you from moving forward.

What Do You Need to Qualify for a Minnesota Cash Loan?

When you need cash fast, you don't want to waste time applying for a loan you don't qualify for, so we've made it as easy as possible. You don't need great — or even good — credit, a high-paying job or a driver's license. To qualify for LendUp's fast cash loans, Minnesota residents must:

  • Be at least 18 years old

  • Have some type of recurring income, whether that be a traditional job or government payments

  • Have a checking account that can accept electronic transfers

  • Have a valid phone number and email address.

Please note that active military members and their dependents are not eligible for LendUp Loans at this time.

How Do You Apply for Fast Cash Loans in Minnesota?

Emergencies don't always happen between the hours of 9 a.m. and 5 p.m., which is why we've made applying for cash loans in Minnesota available 24 hours a day, seven days a week. To complete the application process:

  • Have all the information listed above handy

  • Go to our website and use the slider to choose your amount and repayment date; you’ll then see your total interest and and other payment information

  • Click the button to apply for a fast cash loan

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying

Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

Learn more about our customers »