I Need Cash Now
Money problems can happen to anyone. Sometimes, all it takes is one surprise bill or one late paycheck. Just one unexpected expense has the potential to wipe out your savings.
And even if you have enough to cover that one emergency expense, you might not have had enough time to rebuild your savings before another unexpected bill comes along.
What to do if you need cash now
When unexpected expenses arise, you don’t often have much time to plan. By the time you discover you need a little extra cash to get by, you might be dealing with a small window of time to get the money and get it in your account.
If you don’t have savings or don’t have enough savings to cover that unexpected bill, and borrowing from a friend or family member isn’t an option, you’re going to have to reduce or remove some of your regular expenses, right? Not necessarily.
When you need cash fast, you do have options. Even if you have bad credit, there are lenders who will give you a chance. LendUp (where available) specializes in this type of loan. If you’re approved you can get your money fast—even if you have bad credit.
How to get a loan if you have bad credit
When you apply for a personal loan from LendUp, we don’t do a hard credit check with the traditional credit reporting agencies. If you have bad credit, that won’t automatically disqualify you for a loan.
We know that sometimes your credit score is not the best indicator of whether or not you will repay a loan. Sometimes things happen that are beyond your control and credit reports don’t show the complete picture.
We can help you get the cash you need fast, right now and down the road. We form a lending relationship with each customer, so you can get cash whenever you need it without falling into payday loan debt traps.
As you successfully take out and repay loans with us on time, you’ll slowly gain access to lower interest rates and higher borrowing limits in the states where LendUp is available. Over time, we can even help you improve your financial health through our financial education resources.
Get cash now online from LendUp
Where available, you can apply for an online loan from LendUp, 24 hours a day, 7 days a week. Our application process is fast, easy, and transparent, so you’ll know up front exactly how much you’ll need to pay in fees and exactly when the payment is due.
And, if you’re approved, you can get the money you need in as little as one business day. We send it directly to your account so you don’t have to deposit a check or take any additional steps. It’s that easy.
Try LendUp and see for yourself.
Apply for a LendUp Loan here:
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.