Personal Loan Lender - Bad Credit Doesn’t Have to be a Roadblock
Being caught up in a personal credit crunch is no fun. Everyone runs into difficulties at times, yet these problems seem amplified when you find yourself facing a cash flow problem and your credit history is less than stellar.
The Right Personal Lender for Your Needs
When the unexpected happens, like a medical emergency or a flat tire, you may have a few options to turn to. If you have poor credit, you may feel pressured to find a lender that will give you enough cash, and in the quickest way possible. Even if you feel rushed, you may still be better off doing a bit of research to ensure you are only dealing with a safe, reputable lender for your personal loan needs.
Can I Get a Personal Loan With Bad Credit?
There are some lenders who offer small unsecured personal loans, which doesn’t require you to put up collateral, or something of value used to guarantee repayment of the loan. For example, if you buy a car with a loan from the bank, the car itself is the collateral. An unsecured personal loan is one that is not tied to any property or specific item of value. If you apply for an unsecured loan through a personal lender, traditional banks typically use your credit score to determine the likelihood that you would pay them back.
At LendUp, we understand that everyone doesn't have great credit. We also understand that unexpected expenses show up from time to time. Part of our mission at LendUp is to provide many as those who have poor credit with products or resources to help them. With our secure and convenient online application, you can apply in as little as 5 minutes and get an instant decision. You won’t be automatically turned away for having bad credit. In fact, many of our customers have been approved, even with poor or no credit.
Applying for a Personal Loan from an Online Lender?
We make the application process as painless as possible. LendUp is a direct lender in all states that we operate in except TX and OH where it is required by law that we can only arrange loans with a separate direct lender. If approved on a standard business day before 5pm PT, the funds are typically sent to your checking account the next business day, depending on your bank. Our terms and conditions are clear and transparent, so you won't run across any hidden fees, sneaky charges or unexpected costs. You'll know how much cash you'll receive, how much you're expected to repay and exactly when your payment is due.
To meet the minimum requirements for a quick cash loan, you must be at least 18 years old, have proof of steady income, and be a resident of a state LendUp is licensed to operate in. You must also not be in the military on active duty, or be a dependent of one. You'll need a current address, contact number and a valid email address. You can apply anywhere from your smartphone, tablet, laptop or computer.
The purpose of a short-term personal loan is to help you get through a period of immediate financial upheaval. It is not designed to solve long-term financial difficulties.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.