The Better Way to Borrow

LendUp offers loans with clear terms, free education, and the opportunity to build credit (where available).

LendUp offers loans with clear terms, free education, and the opportunity to build credit (where available).

Get $5 off your first loan!
Offer expires December 31, 2016

Apply in as few as 5 Minutes

Instant Decision

Good Credit Not Required

Trusted Direct Lender

Apply in as few as 5 minutes

Instant decision

Good credit not required

Trusted direct lender

What people are saying:

  • "You guys seem to take the word 'loan' and change it to 'opportunity'"
  • "You have a great program. I have already paid off and stopped using payday loan lenders. Getting back on track."
  • "I will continue to recommend your services to my friends."
  • "You guys are the most convenient and the incentives you offer are enticing."
  • "Just applied for a loan. I am shocked that I did that in less than 5 minutes, and it was something I did entirely in a browser. This is too cool."
  • "First and foremost: I want to lavish you with praise for the exceptional customer service I've received from you!"
  • "This is the only payday service I've used and the only one I will use because it is easy, secure and fast."
  • "I am truly grateful to discover LendUp and look forward for the opportunity to earn a larger loan for travel in the very near future!"
  • "My experience with LendUp has been great."
  • "It’s fast, easy, no hoops to jump through and you actually care about me, it’s so refreshing."
  • "LendUp is my only choice."

An innovative new payday loan banking model that's more Silicon Valley than Wall Street

...LendUp is a better product than the traditional payday loan

A lending startup with a heart