Ogden, UT, Payday Loan Alternative
Are you facing a cash crisis in Ogden, Utah? A payday loan alternative from LendUp may be an appropriate, short-term solution if you're facing emergency expenses. LendUp now serves all of Utah, including Ogden. Not sure if it's right for you? Find out, What Is a Payday Loan?
When such a situation arises, for many in Ogden, the next best option may be to borrow from someone or sell personal items, but that can lead to other issues. Another solution you have is to go to an Ogden, Utah, payday lender to get the money you need.
Before you choose a payday loan lender in Ogden, though, you must do your research. By choosing a reputable lender, you can get on the path to better financial health.
Our Ogden, Utah, Payday Loan Alternative
At LendUp, we pride ourselves on helping those in need get back on the right financial path. We try to make sure that when a financial emergency like a hospital visit or car repair hits you, you can get the money you need quickly and securely.
There are many ways our Ogden, Utah, payday loan alternative stands out, including:
Decisions are instant. The application is entirely online and can take as few as five minutes. We’ll provide you an instant answer on loan application.
We're fully licensed in Utah. Some lenders attempt to skirt federal and Utah law by setting up an address offshore or in tribal territory. We abide by all the State of Utah Department of Financial Institutions lending laws.
We don't offer rollovers. Many lenders offer rollovers if you don't pay back your loan on time. This can get you caught in a dangerous debt trap. We don't offer rollovers. Instead, we offer our Ogden borrowers free financial education classes.
On top of all that, LendUp doesn't require good credit. We want to help those in Ogden with poor credit improve their financial standing with free financial education.
Applying for Our Ogden, Utah, Payday Loan Alternative
When you apply for our Ogden, Utah, loans, you must meet the following requirements: * You live in the state of Utah. Look up Utah rates and terms here.
You're at least 18 years old.
You have consistent income, such as a job or regular government payments. In UT you may be required to provide proof of income.
You have an active checking account that can accept electronic transfers.
You're not an active military member or the dependent of an active military member.
In addition to meeting these requirements, you also must provide contact information, including a phone number, email address and mailing address. Again, keep in mind that there are no set credit score requirements.
In Utah, How Much Can I Borrow?
In Utah, state law allows you to apply for anywhere from $100 to $250. The loan period lasts 7-30 days. Before you take out the loan, we make sure you're clear on the rates and terms. We show you the exact amount you'll repay, which includes the fee and interest amount.
Your borrowing cost is determined by your loan amount and the loan length. Of course, before you submit any personal information and agree to taking the loan, we'll make sure you see the rates upfront.
Apply for a LendUp Loan here:
What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.