Utah Online Payday Loan Alternative

To apply for your Utah payday loan, you no longer need to worry about driving down to the local cash advance store, finding a parking spot, and waiting in line. You can now apply for your Utah cash advance online. LendUp takes the hassle out of the application process, so you get your money sent directly to your bank account, no paperwork required!

Before you apply for a short-term loan online, learn about the process. Here, we discuss all you need to know about Utah online loans.

How does the application process work for our Utah payday loan alternative?

The good news is that you don't have to go anywhere to get the money you need. At LendUp, everything is done online for our Utah borrowers. You can apply 24/7, and decisions are instant. On top of that, if you finish the application before 5 p.m. PT, the cash may be in your bank account as early as the next business day.

As long as you have all the necessary info and meet our requirements, the application can take as few as five minutes on your smartphone, tablet or computer. Here are the requirements to apply online for a Utah loan with LendUp:

  • You live in one of the states that LendUp operates in. Utah is one of them.
  • You are 18 or older.
  • You have a recurring source of income; this can include income such as regular government payments or paychecks from your job. Provide proof of income.
  • You have a checking account that is open and active and can accept electronic transfers.
  • You are not an active member of the military, and you are not the dependent of an active member of the military.
  • A phone number
  • A valid email address
  • Current contact information, including an address
  • A checking account that allows electronic transfers

Note: LendUp doesn't have credit score requirements for our Utah borrowers because we want to help those with poor credit improve their financial health. If you have bad credit, we may be able to approve your online loan.

How much can I borrow in Utah, and how much will the loan cost?

This varies with every Utah online lender. LendUp offers Utah borrowers loan amounts ranging from $100 to $250 over a period of seven to 30 days. Interest rates are always changing, but you can check current rates in Utah here. The cost of your online loan depends on the duration and amount you choose. Don't worry about hidden fees with LendUp, though. Before you agree to a loan and submit any information, we'll make absolutely certain you know the fees, interest amount to be paid and total repayment amount.

Is it safe to apply for an online loan in Utah on this site?

Look to the left of your browser's address. Do you see a green padlock? That signifies our website is secure. Now, check to make sure the URL starts with https. That "s" means "secure sockets layer," which essentially says the data is encrypted. Also, the Comodo Group, a leading global provider of digital security, has verified the LendUp's identity (Flurish Inc.)

At LendUp, our site is encrypted and secure because we place the utmost importance on your security. Learn more by reading our Privacy and Security policy.

What information do I need to provide to apply for an online loan in Utah?

When you apply, have your phone number, email information, social security number and mailing address ready. Checking account info should also be on hand so we know where to send your money.

Other than these things, we may need to verify your income with pay stubs, copies of government checks, etc. These documents can be easily uploaded onto our site, meaning you don't have to leave your home.

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying

Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

Learn more about our customers »