Direct Cash Advance Lender

With economic turmoil stretching family budgets further than ever, many people are finding themselves unable to meet unexpected expenses. [Online cash advance loans] ( can help you meet financial emergencies if you can't wait until payday to get the money you need. Traditionally, many people have turned to their credit card providers for cash advances. However, an easier and more convenient option is to use LendUp, a licensed cash advance lender that provides short-term loans at competitive rates.

A cash advance loan is a short-term loan that is designed to help you cope financially until payday arrives. The cash advance lender deposits the money into your bank account, so you can use it to deal with whatever short-term financial situation you are facing. On your next payday, you will pay back the agreed amount to clear the debt. Cash advance loans are typically unsecured, which means you don't need to own property to apply for one. People apply for cash advance loans for many reasons. Some people might be facing an unexpected medical bills, whereas others need to repair a broken-down car or replace a broken home appliance. Whatever your reason for needing money quickly, a responsible cash advance lender could help you resolve your situation.

What is a Direct Cash Advance Lender?

There are many types of lenders — some are licensed or unlicensed, and some can be direct licensed lenders or non-direct licensed lenders. It’s important for you to research before you commit to taking out any kind of loan. In particular, you should consider restricting your search to only licensed cash advance lenders. These lenders are required to follow federal and state laws, which help to protect you and other borrowers. In addition, you can consider looking at only “direct lenders.” Generally direct lenders handle the whole loan process from application to repayment. However, it’s important to note that some states (like Texas and Ohio) have Credit Access Businesses (CAB). Therefore LendUp is not a direct lender in Texas and Ohio but rather arranges loans that are funded by a separate direct lender.

Why Choose Us as your Direct Cash Advance Lender?

If you're looking for a cash advance loan from a responsible lender, you may want to consider LendUp. We are different from other short-term loan providers, as we are open to helping people with poor credit histories access the money they need. At LendUp, our aim is to make borrowing money as quick and easy as possible. You can apply for a LendUp loan from your computer or smartphone in just five minutes and receive a quick decision. If you submit your loan application before 5 p.m. PT on a weekday, you are likely to receive the money in your bank account on the next business day. That means you can deal with your financial emergency quickly and efficiently, before further costs build up.

First-time borrowers can receive up to $250 from LendUp. Once you've had one loan from LendUp, you can earn points that may eventually allow you to apply for larger loans in eligible states.

Are You Eligible To Apply for Cash Advance Loan with us?

All payday advance lenders have different requirements for their borrowers to meet. At LendUp, we aim to make credit as accessible as possible, so we apply only very basic requirements to our borrowers. Requirements include:

  • You live in one of the states that where LendUp operates. (You can check rates and terms here.)
  • You are 18 or older.
  • You have a recurring source of income; this can include income such as regular government payments or paychecks from your job. Some states may require proof of income.
  • You have a checking account that is open and active and can accept electronic transfers.
  • You are not an active member of the military, and you are not the dependent of an active member of the military.
  • A phone number
  • A valid email address
  • Current contact information, including an address
  • A checking account that allows electronic transfers

If you meet these requirements, all you have to do is fill in our quick and simple application form. Just give us your contact details, along with details of your income, and then let us know where you want us to deposit the money. We'll get back to you with a rapid decision and let you know exactly how much you need to pay back.

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