“You guys are absolutely the BEST. Thank you LendUp! I’m seeing the light at the end of the credit score tunnel.”
Felicia C, LendUp Customer
Testimonial reflects Felicia’s opinion and may not be representative of all individual experiences with LendUp.
Credit Cards
Credit cards that put you back in charge
Designed for people trying to build credit history. Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit. We offer clear pricing, and there’s no security deposit required.
“The best thing about LendUp is that they want to educate you, they want to make sure that you know what you’re doing and how you can take steps to better your future.”
Anthony M.
Testimonials reflect the individual’s opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.
Online Loans
Loans designed to build you up, not bring you down
Get one step closer to a brighter financial future with a LendUp loan. When you need money fast, we provide a more secure, convenient alternative to traditional payday lenders who often leave you trapped in never-ending debt cycles.
Applying online takes only a few minutes and decisions are instant. Our clear terms and transparent pricing let you know just what you’re getting, and you don’t ever have to worry about hidden fees.
In eligible states, the LendUp Ladder offers you the chance to improve your credit history while getting the money you need. When you show you’re committed to your financial health, you can move up the Ladder and could gain access to more money as you go. We currently offer a few different ways for you to earn points, such as paying your loans on time, taking our education courses, and sharing testimonials about your LendUp experience. However, these may change over time as we continue to tailor the Ladder to suit your needs.
LendUp Average APR for loans taken by customers in states with full Ladders who chose the least expensive loan available to them at each level of the Ladder.
“LendUp is not just a loan company. It’s an education company that helps with your credit. It’s just been very helpful and I’m thankful for the company.”
Chris L.
Testimonials reflect the individual’s opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.
Saving money is never easy. Whether you’re paying down debt or simply trying to make ends meet, it seems like there’s never enough to go around. As part of our commitment to your financial health, we’re hard at work reimagining savings solutions that can help you take the next step toward a better financial future. Our goal is to help you develop a robust savings practice—one that empowers you to save with confidence.
In the meantime, we’re proud to offer these savings resources in collaboration with some of our partners in financial health.
When you make financial education a priority, you lay the groundwork for a successful financial future. Our free credit education courses offer practical lessons on topics like building savings, maintaining a budget, and beating credit card risk. In eligible states, you can earn points for each course you take.
There’s a reason why TechCrunch describes LendUp as a company “founded on a mission of financial empowerment.” We’ve now saved our customers more than $150 million in interest and fees and have helped Americans across the country on their path to better financial health.
More than $150 Million Saved in Interest & Fees
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“If you care about the financial well-being of 56% of our fellow Americans... then LendUp just may be one of the most important companies currently being built in the US.”
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