Emergency Money Options - Find Help for Your Situation

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What Do You Need to Cover?

Pick the situation closest to yours. Each page starts with non-loan help first - free assistance, payment plans, and local resources - then covers borrowing options if you still need them.

Rent

Behind on rent and trying to catch up before late fees, a notice, or a lease violation.

See rent help options

Car Repair

Unexpected repair bill and you need the car running to get to work or handle daily life.

See car repair options

Medical Bill

Hit with a bill you didn't expect - ER visit, prescription, or procedure - and facing a payment deadline.

See medical bill options

Utilities

Past due on electric, gas, water, or phone and facing a shutoff date.

See utility help options

Food

Need to cover groceries until your next paycheck - free help may be available before you consider borrowing.

See food help options

Eviction Prevention

You've received a pay-or-quit notice, court paper, or eviction warning and need to act now.

See eviction help options

If you're facing shutoff, eviction, or don't have food today - call 211 to find rent, food, utility, and emergency assistance in your area. It's free, confidential, and available across the U.S.

Not every emergency requires borrowing. Each page above starts with options that don't involve a loan - check those first.

Already know how much you need? See loan amount ranges. Already know what type of loan you want? See state rules and availability.

Check Loan Options Loan Amounts Find Your State