Get a Louisiana Payday Loan
Louisiana Payday Loans -- Try a payday loan alternative
If you suddenly find yourself short on cash in between paychecks, what can you do? It's a dilemma that many people find themselves facing, and although there are a number of fast funding options available, some could land you in more financial trouble than you expect.
For example, payday loans offer a lifeline in the form of quick cash when you need it the most. However, it's important to choose the right lender or else you could end up paying back more than you bargained for and stay in debt for longer. Fortunately, LendUp Loans offers payday advance loans in Louisiana that provide a simple online application that can take as little as 5 minutes from your smartphone, instant decisions, and cash transfer directly to your checking as quickly as the next business day.
You could apply for your LendUp loan in as little as five minutes and have the money you need as early as the next business day. What's more, we can help you even if you have bad credit, we may be able to approve you for a loan. With our free online financial education courses and our LendUp Ladder, our products may be able to help you improve your credit score and access better borrowing rates in the future.
Can I still be approved for a payday loan if I have poor credit?
One of the key differences between LendUp and many other lenders is that we do not perform hard credit checks. Instead, we do a soft credit inquiry, which will not negatively affect your credit score like a hard credit check can. From Shreveport to New Orleans, we have many Louisiana customers that have been approved for our payday loan alternative. You won’t be turned away automatically for having poor credit.
In addition to providing you with the money you need, we also offer free online financial education courses. We also offer a unique rewards program for Louisiana residents in the form of our LendUp Ladder. By making timely repayments and taking our quick, convenient online education courses, Louisiana customers can earn points that elevate you up the Ladder and towards better borrowing rates and other incentives that will benefit you in the future.
How are we different than other Louisiana payday lenders?
At LendUp, we want to provide a better path towards financial health. Many other lenders will offer you the same loan at the same higher rates, no matter how many times you pay your loan back on time. We reward positive repayments with points, which allow you to climb higher on the Ladder. At the higher levels on the Ladder, we may be able to offer higher loan amounts at lower rates, over a longer period of time. At the highest levels, you may even qualify for credit-building loans, which report to all three credit bureaus: Transunion, Equifax, and Experian.
What to look for in a Louisiana payday lender?
When you are looking for cash advance loans in Louisiana, make sure you are looking for a direct, licensed lender. In addition to providing our customers with quick and convenient loans, we also ensure that our customers are protected by Louisiana state and federal laws.
Unlicensed payday lenders can try to skirt state of federal consumer protection laws by operating offshore businesses or operating on tribal land. This is not only against the law but also shows a distinct lack of regard for customer service and the financial future of customers. We believe there is a way to operate ethically, in compliance with the latest legislation and in the best interests of our customers.
Apply for a Louisiana payday loan today
LendUp is an online lender. Skip the Louisiana traffic. No need to drive to a payday loan store or your bank. You can apply from anywhere online, and in a little as 5 minutes. Get an instant decision. If you’re approved, you may be able to get funds as early as the next business day directly to your checking account.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.