Cash Until Payday
Need Cash Till Payday?
Are your finances looking tight this month? Maybe you were hit with a sudden bill and don't know if you'll be able to pay it. Whatever the reason, you have plenty of options to make ends meet. With a payday loan, you could access up to $1500 worth of support within hours.
Your finances don't have to struggle under the weight of unexpected bills. A payday loan, also known as "cash till payday loan" is designed to help cover your costs until the next payday. Best of all, you can get this loan even with a very low credit score.
What's the Point of a Cash Till Payday Loan?
A payday loan is a small, short-term loan that is typically repaid on the borrower's next payday. These loans are designed to help cover unexpected costs or help make ends meet when finances are tight. While payday loans may have high interest rates, they can be a helpful way to access quick funding. In many cases, you can apply for and receive a payday loan in less 48 hours without collateral or a hard credit check.
If you're considering a payday loan, it's important to understand how they work and what the terms and conditions are. Payday loans are not a long-term solution to financial problems, and they can incur high interest fees if you are unable to pay back your initial loan.
How Do Cash Till Payday Loans Work?
These loans are typically repaid in one lump sum on your next payday. The loan amount, plus any fees and interest, are typically withdrawn from your bank account on the due date. If you don't have enough money in the account to cover the full loan amount, the lender may charge additional interest.
In some cases, you may be able to roll over the loan, which allows you to extend the repayment period. We don't recommend this, though, as it can cause the total owed amount to increase substantially (up to 30% or more).
Are Cash Till Payday Loans a Better Alternative to Traditional Loans?
Payday loans are a safe and convenient alternative to traditional loans, provided you are able to repay your loan in full and on time. Compared to a standard bank loan, you have better chances of getting a cash till payday loan even with a poor or bad credit score.
When you take out a payday loan, you will be asked to provide some basic personal information, including your full name, address, phone number, and proof of income/employment. You will also be asked to provide your bank account information so that the lender can deposit your loan funds directly into your account.
As with any financial product, though, there are some risks involved. If you are unable to repay your loan in full and on time, you may be charged additional fees and interest. This can cause the total amount you owe to increase substantially, making it more difficult to repay your loan. Therefore, we recommend only taking out as much as you can pay back on payday.
How to Submit an Application for a Payday Loan
If you need immediate financial support to make it through the end of the month, head to our dedicated online form and submit your information. It's easy and streamlined to help you access funding faster. Here's what you need to know:
- Customize your loan by requesting any amount up to $1500.
- Provide proof of employment and income in the form of your last 2 pay stubs or a bank statement.
- Share your bank account number and electronic routing number so the lender can deposit the funds directly.
Borrowers must be at least 18 years of age to qualify but, if approved, the lender will process your loan immediately and deposit the funds into your account the same or the next business day.
To learn more about the terms and conditions of your loan, you can contact your selected lender with any questions and they will be happy to help. You can also read through the terms and conditions before accepting the loan to better familiarize yourself with the repayment plan.
Ready to Get a Cash Until Payday Loan?
If you're up against unexpected costs or need a little extra to get through the month, a cash until payday loan could be the right solution for you.
To get started, submit your data online with proof of income and we'll start processing your request immediately. It's fast, easy, and could help you pay off those sudden bills when you're struggling to make it to the next paycheck.