Need Cash Til Payday?
Do you need a quick infusion of cash? Have you been searching the internet for the phrase "payday loans"? If so, you could apply for a short-term loan from LendUp. When it comes to integrity, LendUp is a true marketplace leader.
What Exactly Are Cash Til Payday Loans?
By taking out a payday loan, you can avoid the penalties that come with unpaid bills, bounced checks and overdrawn bank accounts. This type of loan is a quick alternative to a traditional loan, and can be helpful in emergencies. Maybe you must pay for car repairs, vet services or something else you didn't expect. And like so many people, perhaps you just don't have any money to spare at the moment. When a lending institution grants you such a loan, you generally have until your next payday ― hence the name ― to pay it back.
Does LendUp offer Cash Til Payday Loans?
Yes, LendUp offers short-term online loans that act as an easy alternative to payday loans. We do not allow rollovers, which can trap customers in an endless cycle of debt.
First, go to the LendUp website and complete our easy loan application, a process that you can finish in as few as 5 minutes. You'll see that we're direct about our terms and conditions, and we offer highly competitive interest rates. Also, you won't encounter any hidden fees, and wherever we operate, we're fully licensed or otherwise authorized to do business.
Our application questions are basic. You won't need to dig up obscure facts or numbers from years ago. In addition, we'll protect the information that you give us. We'd never sell or share this data.
You'll find out if you qualify right away. If you do, your money will be transferred fast. Depending on the timing of your application, it could be in your bank account the next business day. On top of that, you can use the money we supply you however you'd like; we don't attach any limitations as to how it must be spent.
Are Cash Til Payday Loans Alternatives Safe?
The monetary limit of a LendUp Loan varies from state to state and person to person. If you're borrowing from us for the first time, you could receive as much as $250. Furthermore, if you pay us back on time, you could earn points towards the right to apply for larger loans at lower rates via the LendUp Ladder in eligible states.
Approval from us could partly depend on your ability to repay on time. Thus, you'll avoid falling into debt or accumulating extra debt.
You don't need to have a high credit score in order to receive a LendUp payday loan. We've given many loans to individuals with average credit reports or worse. In fact, we see it as part of our mission to assist people that don’t have access to credit. After all, it's easy for a strong credit score to plunge due to a few innocent mistakes, a change in employment, a sudden health crisis or other unfortunate circumstances.
What do I need to Apply for a Cash Til Payday Loan Alternative?
To secure a LendUp Loan, you'll need to meet several criteria. You must supply us with a valid phone number, residential address and email address. You must have a source of regular income (this could be in the form of a salary, or it might come from the government). You have to be at least 18 years old, and you cannot be either an active military member or an active military member's dependent.
You'll need an active checking account that can accept electronic transfers. And you must live in a state where LendUp currently does business.
At LendUp, our business model is such that when our clients pay us back on time, we succeed. We certainly don't benefit from ― let alone root for ― situations in which people can't fulfill their loan obligations. Rather, we might be able to work with you if for some reason you can't make your payment.
It's our highest priority to help people dig out of financial holes. To that end, we offer free online credit education courses. And we believe that our payday loan alternative may serve as building blocks to a more prosperous future.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.