Easy Payday Loans Online

Getting the Best Easy Payday Loans

What do you do when you get an unexpected bill that you cannot afford to pay? If you don't pay the bill on time, the company could charge you a fee and report your late payment to the credit agencies. Considering that your recent payment history accounts for 35 percent of your credit score, that's something you need to take seriously. The lower your score falls, the more you could end up paying for car insurance, rental cars and even utilities. You obviously want to avoid that. Instant payday loans may offer the right way for you to pay your bills on time and avoid late fees and a bad mark on your credit history. A lot of lenders have easy payday loans, though, so you should take some time to learn about your options.

What are the qualities of easy payday loans?

A lot of things can make payday loans easy. You may want to find a lender that gives you a fast, online way to fill out your application. It also helps to get instant decisions. The easiest type of payday loans, however, come from lenders that let you complete your application on mobile devices. You don't need to drive to a payday loan store and wait in line — you just pull out your smartphone to apply for a loan.

LendUp offers the best easy payday loan alternatives because we:

Have applications you can complete on your mobile phone - Use an easy application form that only takes five minutes to fill out

  • Let you know immediately whether you qualify

  • LendUp Loans fund fast — as long as your application is submitted before before 5 p.m. PT (weekdays), you'll typically have money in your bank account by the next business day. See our FAQ for details.

How should I apply for a loan with LendUp?

You can use either your mobile phone or desktop computer to apply for a loan. Just choose the option that's easiest for you. You will need to get some information ready, though, such as your current address, an active email address or phone number, and information for a checking account that accepts electronic transfers. As long as you have these things ready, you can fill out the online application in five minutes, get an immediate answer and have the money in your account within one business day — if not sooner.

Does LendUp have the right easy payday loans for me?

LendUp isn't a payday lender. We're an alternative lender that lets you borrow money directly from your mobile device. We also offer:

High Security Standards

LendUp takes internet security seriously, so we use the latest technology to protect your private information. Our secure website encrypts submitted data so no one can intercept it. Plus, LendUp doesn't sell your personal information to third-party companies.

The LendUp Ladder

With the LendUp Ladder, repeat customers earn points by repaying their loans, referring friends, taking our free financial education course and more. Those points could lead to larger loans at lower rates over time. At the top levels of the Ladder (where available), we can even report your loan payments to the credit bureaus. LendUp's easy payday loan alternatives also give you access to our free financial education classes. Some of our most popular courses include:

  • Roadmap to Your Credit Report

  • Better Budgeting

  • Build Your Credit: Ladder to Success

  • Building Your Financial Future

By the time you complete these free online courses, you should know how to budget your money in a way that helps you prepare for the future.

Account Access

LendUp's website will help you manage your easy payday loan alternatives. When you log onto the dashboard, you can see how much you owe, when your payments are due and other account details. Other lenders often don't have that kind of technology, so it's difficult to manage every aspect of your account. With so many ways to get easy payday loans, you have plenty of options to consider. For many people, LendUp is the right answer because it offers quick applications and decisions, reasonable fees and secure account access.

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LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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