Top Payday Loans

Top Payday Loans

Finding the top payday lender can be a challenge – what do you compare and where do you start? LendUp is proud to offer what we think is one of the top payday loans around. LendUp offers a five minute application, instant loan decision, has approved people with no and bad credit, and is a trusted direct lender. If that doesn't make a top payday loan, we don't know what does!

Apply with a Top Payday Lender

The application process with LendUp couldn't be easier. As one of the top online lenders, our application process is 100% online. That means no waiting in lines like at storefront payday lenders or faxing documents, like some other online loans. Applying for a top rated loan with LendUp takes about five minutes. Before you begin, make sure you have your social security number and banking information handy – you'll need it to apply. Once you apply, you get a loan decision instantly. If approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we'll electronically transfer the funds to your bank account within one business day. See our FAQ for details.

Earn Access to More Money Over Time

Depending on your state, your first loan with LendUp can be up to $250 or up to $500. The loan term also varies by state, but is generally about a month. Check the rates and terms for your state for details. And with the LendUp Ladder, we strive to provide a path for customers in eligible states to move up and earn access to apply for more money at a lower cost. See The LendUp Ladder for details.

Why Choose LendUp Top Payday Loans?

The LendUp advantage:

Instant Decision: We're a direct cash payday lender, so we can approve you for a loan in less time than it takes to go to a cash advance store. You can complete the application for a LendUp loan online, from any smartphone or computer.

Safety: Applying for a loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling all of your payday loan details. We do not sell any private customer information to third parties.

Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your cash advance details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your loan.

Better rates: Payday loans can be expensive. As a direct cash advance lender, LendUp is able to offer better loans at even lower rates, and with no hidden fees.

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying


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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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