LendUp Reviews

LendUp Loans Reviews

Over 600 customers have reviewed us on Trustpilot. See how they describe the LendUp customer experience.

Testimonials reflect the individual's opinion and may not be representative of all experiences with LendUp. Reviewers received compensation in the form of points on the LendUp Ladder.

Apply for a LendUp Loan

When you apply for a loan at LendUp, you can expect a quick, online application process and an instant decision, 24/7. LendUp does not require perfect credit. In fact, we make it our mission to help you build your credit so you have the potential to improve your credit score over time (in available states). And unlike companies that offer online payday loans or cash advances, we don’t trip you up with dangerous debt traps or rollovers. Just take a look at some of the LendUp reviews above to see how we’ve helped people like you get the money they need, when they need it. Apply for a LendUp loan today and let us help you get on a path toward better financial health.

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What makes a LendUp loan different?

At LendUp, we believe that access to credit should be a right for everyone, not just those who already have high credit scores. Traditional payday lenders tend to treat all customers the same. Worse, they often use debt traps such as rollovers to make money off customers who don’t have the means to repay their loans. At LendUp, we want to see you succeed. That’s why we reward responsible borrowing behavior with such incentives as the LendUp Ladder, which enables responsible borrowers in eligible states to earn access to apply for larger loans at lower rates over time. Still unsure? Just read some of the LendUp reviews and see what our customers have to say about us. Give us a try and we’ll help you take the right steps toward a brighter financial future.

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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Good Credit not Required

Direct Lender

What people are saying


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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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