Oregon Payday Loans Alternative

Whether you're waiting for a payday in Portland or experiencing an unplanned expense in Eugene, we work with you to help you meet short-term financial goals. LendUp offers an alternative to traditional payday loans, which means if you qualify, you can get a loan decision instantly and see money in your bank account quickly. We're a direct lender in the state of Oregon, so you don't have to worry about dealing with a middleman, which keeps things simple and keeps your costs down.

Applying for a loan with LendUp only takes a couple of minutes, and if you're approved, you can get up to $250 in an online cash advance, pending state restrictions.

Requirements to Apply for Our Oregon Payday Loan Alternative

We work with Oregon residents in all types of financial situations, and good credit isn't necessarily required to qualify for a cash advance from LendUp. In fact, we don't run a traditional credit check with one of the big three nationwide consumer reporting agencies and don't make decisions about loans in the same way a bank does. That means, you won’t be automatically turned about for having bad credit. To be eligible to apply for a LendUp loan in Oregon, you do have to meet some basic requirements, You must:

  • You live in one of the states where LendUp operates like Oregon
  • You are 18 or older.
  • You have a recurring source of income; this can include income such as regular government payments or paychecks from your job.
  • You have a checking account that is open and active and can accept electronic transfers.
  • You are not an active member of the military, and you are not the dependent of an active member of the military.
  • A phone number
  • A valid email address
  • Current contact information, including an address
  • A checking account that allows electronic transfers

To qualify, you also have to be able to show that you have a recurring form of income. LendUp strives to work responsibility with borrowers, which means we need to know that you have a way to pay back an advance.

How Fast Are Payday Advances Funded?

Individuals who are seeking an alternative to a traditional payday advance can apply online. The application takes less than five minutes to complete, and is quick, simple and easy-to-understand process. Our fees are clearly stated, so you won’t ever be hit with unexpected fees. Once you submit the quick application, you have an answer about your loan in seconds.

LendUp processes all approved loans at 5 p.m. PST every business day. That means that if you apply for and are approved for a loan by 5 p.m. PST on a business day, funds can typically appear in your account the next business day, depending on your bank.

What Makes Us Different than a traditional Oregon payday loans?

Our Oregon payday loan alternative is designed to help you overcome your short-term money obstacle and increase your financial stability in the future. We don't create debt traps such as rollovers, and we work with borrowers to find solutions that work for them.

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