Looking for cheap payday loans?

When you're looking for a quick financial fix to see you over a short-term cash slump, a cheap payday loan alternative could be the best solution.

People across the country can be in the market for fast cash for many reasons. Maybe you need help covering rent or relocation costs short term. Maybe you've been hit with an unexpected home or car repair bill. Maybe you've just come up a little short this month.

We've all been there.

The key is to get it sorted—affordably and fast. That's why LendUP.com is here to help. So, if you want to know how to get a cheap payday loan alternative, this is the only step by step guide you need.

Pro Tip: Just want a quick answer to the question, “How do I get a cheap payday loan now?” Easy—request a loan at LendUP.com and see if you qualify today.

Step 1. Complete a loan request form at LendUP.com

Getting started with LendUP.com's ultra-fast loan requesting process is easy—all you need to do is provide your contact information using our online form. This way the lender can let you know instantly whether you've been approved.

Step 2. Select a payday loan alternative that fits your budget

The first step to locking in an affordable payday loan is selecting the amount you need during the requesting process. Fortunately, all a reputable payday lender needs to get the ball rolling—and get cash in your hand quickly—is some qualifying information.

Securing a short-term loan with affordable repayment terms doesn't have to be invasive. In fact, with LendUP.com it's totally pain-free. Here's what you'll need to provide:

  • Your contact details: address, email, and phone number
  • Proof of ID: you'll need to show that you are at least 18 years of age
  • Social Security number
  • Recent pay stubs, proof of employment, or other proof of consistent income
  • A valid checking account that accepts electronic transfers
  • A device to access our online application portal—like your phone, tablet, or laptop You'll also need to reside in one of the states where short-term loan lenders are licensed to serve.

Worried about your credit score? Don't be. Our clients can breathe easy knowing that you can secure a quick cash boost with confidence—no matter your credit rating.

Step 3. Your loan request gets processed instantly

Once you've completed our 5-minute loan requesting process, the hard work is done. At LendUP.com we pride ourselves on high security standards and fast processing of your application. So fast, in fact, that many of our clients have funds in their accounts by the next business day.

Get the money you need

Getting that last minute bill paid now is a major load off your mind—without putting financial pressure on your future. Avoid the traps that come with high interest loans by locking in a payday loan alternative that works.

Are you ready to start? Get your loan application process started right now, right here.