Fast Cash Loans Online

How to Get Fast Cash Loans

In an emergency, coming up with an extra hundred dollars can feel impossible, and for the 22 percent of Americans without any emergency savings, it is impossible — unless they're using fast cash loans. These short-term, small-dollar loans address gaps in your cash flow. If you got sick and took a lot of time off work or had weather-related absences that showed up in the form of a reduced paycheck, paying the bills this month may be more than a struggle. Fast cash loans can help you make up the gap until your financial situation improves.

Why apply for fast cash loans?

Revolving credit isn't available to everyone. It takes time and resources to develop good credit, but for those without, getting approved for a credit card often depends on your ability to secure the credit line with a cash deposit. If you had the cash, would you need the credit? Probably not, so secured credit cards do not offer any emergency relief. When you live paycheck to paycheck, an unexpected illness, layoff or any other paycheck interruption could leave you looking at eviction notices, saying goodbye to your car or facing other financial disasters. When you need a loan, you need it quickly and without a lot of paperwork. That's where fast cash loans come in.

What is a fast cash loan?

With traditional lending, you might need some form of collateral to secure a loan. Even if you do not need to have assets in-hand, finalizing a loan often takes more than 30 days. That's too much time when you have a monthly bill that needs to be paid now. To get cash loans fast, you need a different type of lender. LendUp offers access to cash loans with fast approval and transfer times, helping you get the money you need when you need it.

How quickly can I get a cash loan from LendUp?

Traditional loans might take a month or more, but a LendUp application can be submitted in just five minutes. After you submit the application, you get an instant decision from one of our lenders. There are no long wait times and usually no back-and-forth conversations asking for extra documentation. Instead, you put in the application and get a credit decision with no waiting. If you're approved, and If your loan is submitted before 5 p.m. PT on a weekday, the lender will electronically transfer the funds to your bank account within one business day. See our FAQ for details.

Am I likely to be approved for a cash loan?

Good credit is not required. If you've been turned down for financing on a car or don't qualify for a mortgage, that doesn't mean you won't qualify for a loan through LendUp loan-matching service. Part of the company's mission is to help those with credit issues rehabilitate their credit rating over time (where available). LendUp offers access to cash when you need it, without creating that endless debt cycle that so many lenders facilitate with rollover balances and increasing fee structures.

What do I need to apply for a cash loan, fast?

To apply for a loan, you need to give LendUp the following: - Current contact information - An email address and telephone number - A bank account that accepts electronic transfers That's it! Fill out the application form and see if you are approved. The online application form captures everything needed to handle your loan.

What to expect with your first LendUp Loan

The first time you take out a loan using LendUp's servoce, it will be for a fairly low dollar amount (typically $200–500). As it is a short-term loan, you'll have up to 30 days to pay it off. You'll schedule your repayment date when you take out the loan.