Fast Cash Loans Online
How to Get Fast Cash Loans
In an emergency, coming up with an extra hundred dollars can feel impossible, and for the 26 percent of Americans without any emergency savings, it is impossible — unless they're using fast cash loans. These short-term, small-dollar loans address gaps in your cash flow. If you got sick and took a lot of time off work or had weather-related absences that showed up in the form of a reduced paycheck, paying the bills this month may be more than a struggle. Fast cash loans can help you make up the gap until your financial situation improves.
Why apply for fast cash loans?
Revolving credit isn't available to everyone. It takes time and resources to develop good credit, but for those without, getting approved for a credit card often depends on your ability to secure the credit line with a cash deposit. If you had the cash, would you need the credit? Probably not, so secured credit cards do not offer any emergency relief. When you live paycheck to paycheck, an unexpected illness, layoff or any other paycheck interruption could leave you looking at eviction notices, saying goodbye to your car or facing other financial disasters. When you need a loan, you need it quickly and without a lot of paperwork. That's where fast cash loans come in.
What is a fast cash loan?
With traditional lending, you might need some form of collateral to secure a loan. Even if you do not need to have assets in-hand, finalizing a loan often takes more than 30 days. That's too much time when you have a monthly bill that needs to be paid now. To get cash loans fast, you need a different type of lender. LendUp offers cash loans with fast approval and transfer times, helping you get the money you need when you need it.
How quickly can I get a cash loan from LendUp?
Traditional loans might take a month or more, but a LendUp application can be submitted in just five minutes. After you submit the application, you get an instant decision. There are no long wait times and usually no back-and-forth conversations asking for extra documentation. Instead, you put in the application and get a credit decision with no waiting. If you're approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we'll electronically transfer the funds to your bank account within one business day. See our FAQ for details.
Am I likely to be approved for a cash loan?
Good credit is not required. If you've been turned down for financing on a car or don't qualify for a mortgage, that doesn't mean you won't qualify for a LendUp Loan. Part of the company's mission is to help those with credit issues rehabilitate their credit rating over time (where available). LendUp offers cash when you need it, without creating that endless debt cycle that so many lenders facilitate with rollover balances and increasing fee structures. And with the LendUp Ladder, we strive to provide a path for customers in eligible states to move up and earn access to apply for more money at a lower cost. See The LendUp Ladder for details.
What do I need to apply for a cash loan, fast?
To apply for a loan, you need to give LendUp the following: - Current contact information - An email address and telephone number - A bank account that accepts electronic transfers That's it! Fill out the application form and see if you are approved. The online application form captures everything needed to handle your loan.
What to expect with your first LendUp Loan
The first time you take out a loan with LendUp, it will be for a fairly low dollar amount (typically $100–250). As it is a short-term loan, you'll have up to 30 days to pay it off. You'll schedule your repayment date when you take out the loan. Working with LendUp could give you the chance to repair or build your credit over time as you get access to the emergency funds you need.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.