Florida Payday Loans

Anyone who has experienced unexpected expenses or sudden shortage of funds, such as car repairs, or reduced hours at work, knows what it’s like to have their budget or financial plan put in jeopardy, but a Florida direct lender can help.

As a direct short-term lender offering loans to Florida residents, you can apply for a unsecured loan online, in as little as 5 minutes. If approved, and pending state restrictions, funds can be in your checking account as early as the next business day. If you’re looking for a better alternative to a Payday loan, a LendUp short-term loan may be a quick, convenient answer for your unexpected financial situation. Here’s what you need to know to get started:

How much money can I apply for?

First time Florida borrowers can get up to $250 once approved and pending state restriction

If my application is approved, how long will it take me to get my funds?

LendUp Loans fund fast — as long as your application is submitted before before 5 p.m. PT (weekdays), you’ll typically have money in your checking account by the next business day. See lendup.com/faq for more details.

What Does It Mean to Be an Florida Direct Lender?

An Florida direct lender means just what it sounds like. We lend money directly to the borrower, and there is no "middle man" that would eat into the costs of your principal loan amount. Our fees are clearly stated as soon as you choose your loan amount and due dates, so you won’t be hit with hidden fees later.The state of Florida has authorized and licensed LendUp as an Florida direct lender. Be sure to use only a state-licensed payday lender. Other payday loan companies attempt to skirt state and federal laws designed to protect you by using off-shore locations or risky tribal lending practices that can jeopardize the security and privacy of customers. Rigid laws protect both the borrower and the lender, so it benefits you to make sure to use only licensed lenders for your payday loan.

How Do I Qualify for a Florida Payday Loan with you?

The requirements do not change depending on your credit rating. Therefore, as long as you meet these requirements, you can apply:

  • 18 years of age or older based on your last birthday

  • A current resident of Florida or another state that has licensed LendUp

  • A regular, recurring salary, wage or income; a pension or another form of payment from the government or other entity

  • An active, operational checking account, which accepts electronic transfers

  • You must NOT be active duty (AD) military or the dependent of an AD member

  • An address, confirmable phone and email address, and current contact info

All this is quite straightforward and, for the most part, the state's requirements for us to do business as an Florida direct lender.

Get Started Here

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