How to Get a Personal Loan with LendUp

LendUp offers convenient and unsecured personal loans online. Whether you need a personal loan to make it until your next payday or for an unexpected expense, LendUp can help.

Why LendUp is Different from Other Personal Loan Lenders

Instant Decision: Unlike other lenders, LendUp can receive and evaluate your personal loan application instantly. A quicker decision means that if you are approved, the money can get into your account faster.

Safety: Safety: Applying for a personal loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling all of your personal loan details. We do not sell any private customer information to third parties. You can read our privacy policy here.

Accessibility: As a LendUp customer, you will get a personal dashboard, where you can manage your loan details 24/7. You can also contact our friendly customer support team, who is ready to answer any questions you may have about your personal loan.

Better rates: Personal loans can be expensive. As a direct lender, LendUp is able to offer better loans at even lower rates, and with no hidden fees.

Apply for a Personal Loan with LendUp

  • Adjust the slider to select the loan amount (from $100 to $250 for first time borrowers);
  • Adjust the slider to select repayment terms (from 7 to 30 days for first time borrowers);
  • Quickly you will see the loan details (loan fees, APR, due date and total amount to repay);
  • Fill out online application (can take about 5 minutes);
  • If approved, you can elect to have the money in your account in as few as 15 minutes (supported debit card or bank account required, transfer may take up to two hours, additional fee will apply).
Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender , dedicated to helping our customers meet their short term needs and build a solid financial future through credit-building.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying

Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Consumers received compensation in the form of points applicable to the LendUp Ladder.

Learn more about our customers »