How to Get a Personal Loan with LendUp

LendUp offers convenient and unsecured personal loans online. Whether you need a personal loan to make it until your next payday or for an unexpected expense, LendUp can help.

Why LendUp is Different from Other Personal Loan Lenders

Instant Decision: Unlike other lenders, LendUp can receive and evaluate your personal loan application instantly. A quicker decision means the money gets in your account faster.

Safety: Applying for a personal loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling all of your personal loan details. We do not sell any private customer information to third parties.

Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your personal loan details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your personal loan.

Better rates: Personal loans can be expensive. As a direct lender, LendUp is able to offer better loans at even lower rates, and with no hidden fees.

Apply for a Personal Loan with LendUp

  • Adjust the slider to select the loan amount (from $100 to $250 for first time borrowers);
  • Adjust the slider to select repayment terms (from 7 to 30 days for first time borrowers);
  • Instantly you will see the loan details (loan fees, APR, due date and total amount to repay);
  • Fill out online application (can take about 5 minutes);
  • If approved, you can have money in your account in as little as 15 minutes (if you have a supported debit card or bank account, additional fee applies if elected).
Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender , dedicated to helping our customers meet their short term needs and build a solid financial future through credit-building.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

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