$200-$500 Dollar Loans from LendUp
There are times when we all may need emergency cash to settle a bill that is past due, buy much-needed items like books or school supplies, pay for minor car repairs, or cover a medical emergency. When the money is tight or emergencies strike, LendUp may be able to help provide you with a loan to help.
LendUp offers $200, $300, $400 and $500 dollar loans (available amounts vary by state) that can provide a much-needed lifeline when emergencies strike. LendUp loans are an alternative to traditional payday and emergency loans with no hidden fees or rollovers, which makes them safer than many other short-term loans out there.
24/7 Online and Mobile Application
LendUp’s online loan application is quick, easy, and available 24/7. You can even use your mobile phone to apply for a loan from LendUp. If your application is approved, LendUp can release your loan funds in as little as one business day.
Good credit is not required to apply. LendUp can make loan decisions on most applications made almost instantly. If your application is approved, you will likely not have to wait days or weeks to get the money you need.
No Hidden Fees, No Debt Traps
There will not be any hidden fees with a $200-$500 dollar loan from LendUp. During the application process, you can see what the loan will cost you before you hit that “Apply” button. LendUp’s application process does not involve credit checks and you will even have the option of flexible repayment dates.
If for some reason you are not able to pay on the initial due date, LendUp will not roll-over your loan. By not rolling over loans, LendUp helps to prevent you from being dragged down into a debt trap where the fees you will be paying are more than the amount you actually borrowed.
Getting a $200-$500 Loan from a Direct Lender
Unlike many other online payday loan websites out there, LendUp is a direct lender (except in Texas and Ohio where we are a Credit Access Business, as required by law). What does this mean? As a direct lender, LendUp is involved with every step of the loan process. This also helps LendUp to better secure your personal information.
Don’t Have Good Credit? No Worries
You don’t need to worry if you have bad credit. Even with bad credit, you might still qualify for a LendUp loan. While your credit score does matter in the application process, LendUp goes beyond just your credit score in its underwriting process because you might be more creditworthy than your credit score indicates.
We believe everyone deserves access to quality credit, regardless of their credit score.
Building Your Credit with a Loan from LendUp
After your first loan with LendUp, you may qualify for the LendUp Ladder program (in areas where this program is available). This LendUp Ladder program aims to give you access to higher loan amounts and lower interest rates as you build up points with LendUp by making on-time loan payments or taking LendUp’s free online financial education courses.
As you accumulate points, and once you reach a certain level on the ladder, you get the opportunity to build your credit score. Credit reporting to the major bureaus is offered at the top two levels (optionally at Platinum and automatically at Prime), which could eventually increase your credit score.
As an additional service to customers, LendUp also offers free financial education courses that are designed to increase your financial know-how. LendUp’s mission is to provide our customers with a path to better financial health, and our tools are designed to turn this into a reality. Apply for a $200 - $500 small dollar loan today!
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
Hear from our customers
Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.