No Traditional Credit Check Payday Advance
Even a small financial emergency can leave you feeling hopeless. Despite that, there are options that can help you get over this challenge and build a healthier financial future for yourself and your family. First, you may need to learn about various payday advance loans and how they can help.
Payday advance loans typically let you borrow small amounts of money so you can pay for emergency expenses like car repairs and healthcare. Like most payday advance loans, you need to repay the money you borrow quickly, usually within a couple of weeks, which is when the lender assumes you will get your next paycheck.
More often, the term “no hard credit check” means that the lender will perform a soft check (a basic check that can include your credit rating). The good news is that soft checks won’t lower your credit score. A hard check, such as the one performed by a bank, can hurt your score.
We perform a soft credit check that will not hurt your credit score
We don’t perform a hard credit check instead we perform a soft credit check that does not hurt your score. This can make it easy for people with a wide range of credit histories to secure the small amounts of money they need for emergency expenses. Of course, there’s the benefit of applying for the loan online instead of going to a lender’s store. Since you can submit your application from anywhere, you don’t have to take time out of your busy schedule to borrow from LendUp.
What is a payday advance alternative?
With most check payday advance loans, you go to the lender’s location, fill out an application and wait for your money. You may also need to give the lender proof of income, such as a bank statement or a paycheck stub.
People who use payday advance loans usually like them because they can get cash quickly. Of course, they have to pay interest on the loan, but many people find it’s less than paying late fees on their utilities, credit cards and other bills.
LendUp offers an alternative to payday advance lending. First off, you don’t visit in person to get money. When you borrow money from us, you fill out your application on your computer or smartphone device. Decisions are instant. If you’re approved we transfer funds to your ban as soon as next business day. LendUp can't guarantee access to your funds because ultimately our bank controls when you’ll have access to it.
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an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
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