Direct Loans Online
When applying for an online loan, direct loans, from a direct lender, are the best option to ensure the quickest and most secure way to get the money you need, safely.
LendUp is a licensed direct lender in California, Tennessee, Mississippi, Oregon, New Mexico, Minnesota, Wyoming, Alabama, Idaho, Illinois, Washington, Kansas, Hawaii, Maine, Utah, Wisconsin, South Carolina, Indiana, Oklahoma, Missouri and Louisiana and our direct loans cut the middleman. This means that from the time you apply for your online loan, to the time you pay it back, we're here for you.
Here is why direct loans from LendUp are the safer and more secure option for you:
We do not sell any personal customer information, such as banking information or personal information, to other loan companies or spammers.
All of our customer service is based in California and we have agents ready to help via email and phone, so any questions you have about your direct loan can be answered in minutes.
We use 128-bit verified encryption to keep all customer information safe.
The application process for direct loans with LendUp takes just minutes and since you're applying with us directly, you will know if you're approved in just minutes.
Apply for a loan online, and if your loan is submitted before 5 p.m. PT (weekdays), you’ll typically have money in your account by the next business day. See our FAQ for details.
Apply now for your direct loans from LendUp!
Apply for a LendUp Loan here:
What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
Apply in as few as 5 Minutes
Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
Hear from our customers
Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.