Emergency Payday Loans
If you've had your hours cut, lost your job, or had a lot of unexpected expenses pile up at once, you might need an emergency payday loan.
You can try to pay some bills late, but that only works so long before you lose your home, car, or job. Even though a payday loan includes fees, getting cash in hand to pay all of your bills could be much less expensive than your other options.
Different Types of Emergency Payday Loans
When you need a loan to cover an emergency, you might not know where to turn to get cash fast. Here are some of the options you should look for.
Same/Next Day Payday Loans
The trouble with using bank loans to cover real emergency cash needs is that it takes days or even weeks to get approved and have the money in your bank. Same and next day payday loans let you take out a loan and receive cash immediately.
The first way these loans are faster than bank loans is by giving you an instant decision. You find out immediately if you're approved. There's no waiting for a letter or going back and forth to provide more information.
If you're approved, you can receive funds immediately. That's either cash in your hand today or a bank transfer that could arrive the next morning.
Bad Credit Payday Loans
Banks never seem to want to offer loans when you need them the most. If you're short on cash, there's a good chance your credit card debt is a little high or you've had a credit problem in the past.
Bad credit payday loans are available even if you have bad credit. If you can repay the loan on your next payday, past negative credit marks don't necessarily matter.
Online Payday Loans and Cash Advances
In the old days, you'd have to drive around town looking for a payday lender. If they were the only one in your area, you'd have to accept the fees that they charged. Didn't like the fees or didn't get approved? You just wasted gas that you need to get to work until you can fill up again.
With an online loan, you can apply from wherever you are. The only thing that's different is that you can't get actual cash the same day. But few companies take cash anymore, and if you do need cash, the money could be in your bank account to withdraw from an ATM as soon as the next business day.
1-Hour Payday Loans
Looking for a 1-hour payday loan? You can get one even faster than that.
Instant-decision payday loans give you an answer within seconds, and the entire process takes just minutes. All you need to do is open up the website, spend a couple of minutes filling out the application, and receive your decision.
After that, the money is automatically transferred to your bank account in as little as one business day.
Emergency Payday Loans from LendUp
LendUp offers emergency payday loans with money available in as little as one business day if you're approved. We offer a quick online application, and you don't need good credit to apply. You can receive an instant decision 24/7.
LendUp is a direct lender (except for Texas and Ohio, where we are a Credit Access Business, or CAB, as required by law), so you deal only with us. What you see is what you get.
There are no hidden fees and no rollovers that sink you into a debt trap. If you need loans in the future, you may also be able to qualify for the LendUp ladder to earn better rates and higher loan amounts.
Get started now by selecting your desired loan amount and repayment date.
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