Fast Short-term Loans
We all need a little help now and then. It's good to know that there are options available when we need some quick cash for an unforeseen situation that pops up, usually when we least expect it. What do you do when medical bills suddenly come your way? How do you fix the brakes on the car when payday doesn't come for another week?
When you're facing an emergency and come up short on cash, a fast and easy short-term loan may be just the answer you're looking for. LendUp makes quick short-term loans to people in need of fast cash, even if they don't have great credit.
What's Required for an Instant Short-term Loan Decision?
With LendUp, you can apply for quick, short-term loans completely online using your smartphone, tablet, laptop or computer. Apply at your convenience; the application can be completed in as few as five minutes.
To apply, you must reside in a state where LendUp is a licensed operator. You'll need to be at least 18 years of age, a source of recurring income, and have an active email address. If approved, you'll need to have an active checking account that allows electronic transfer deposit (ACH) and withdrawals. A working phone number is also required. Good credit is not a requirement.
How Fast Are Quick Short-term Loans?
Getting the quick short-term loan that you need is simple with LendUp. Fill out the application online and you'll have a decision right away. You don't have to go to a payday loan store, wait in line and then fill out a mountain of paperwork. A few clicks and you'll know if you're approved or not.
If you’re approved before 5pm PT on a business day, we transfer funds directly to your checking account as early as the next business day. Your individual bank may have its own policies on posting ACH debits, so check with your bank if actual posting to your account takes more than one business day.
As a borrower with LendUp, you'll have access to your very own dashboard. Here, you'll be able to see all the information regarding your loan; there are no hidden fees or surprise charges. Our fees and terms are clear and transparent throughout the loan process. You'll be able to see how much money you've borrowed, how much in interest and fees you'll be paying back and when your payment is due Best of all, we don’t do rollovers so you won’t be paying continued interest on an original loan -- we want you to avoid the debt trap, and be in a better place than before you started with us.
Using Fast Short-term Loans
It's always comforting to know that cash is available for those times when emergencies come along. It's great to know you complete a quick, simple online application for a loan, even with poor credit, and get a decision instantly. The peace of mind in knowing you can meet your obligations when something unexpected happens is invaluable.
Fast short-term loans are a way to get through a rough time. They provide relief in the short-term; they are not a solution to an ongoing or long-term financial problem. If you're struggling with your financial management, LendUp offers free education courses to help you learn how to manage your money more efficiently.
Apply for a LendUp Loan here:
What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
Apply in as few as 5 Minutes
Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.