Fast Personal Loans
Are you looking to apply for a fast personal loan? LendUp is your solution! Our loan application process is entirely online. This means that you can apply for immediate personal loans with us 24/7 from any smartphone or computer. We work quickly and effectively to meet your emergency financial needs so we will provide an instant loan decision. If approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we’ll electronically transfer the funds to your bank account within one business day. See our FAQ for details.
Why Should I Choose LendUp for a Fast Personal Loan?
Instant Decision: We're a direct online lender, so we can approve you for a loan in less time than it takes to go to a payday loan store. You can complete the application for a LendUp loan online, from any smartphone or computer.
Safety: Applying for a loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling all of your loan details. We do not sell any private customer information to third parties.
Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your loan details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your loan.
Better rates: Personal loans can be expensive. As a direct lender, LendUp is able to offer better loans at competitive rates, with no hidden fees.
What Are the Terms for a LendUp Personal Loan?
First time LendUp customers can generally borrow up to $250 for up to 30 days, though this varies by state. Over time, LendUp customers can gain access to larger loan amounts at lower APRs with more flexible repayment terms. You can earn access to up to $1000 and rates under 30% APR. At our platinum and prime loan levels we report repayment information to credit bureaus, which can help you rebuild your credit.
Get started now and see how easy and fast our personal loan application process can be.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.