Quick Personal Loans
Are you looking to apply for a fast personal loan? LendUp can be your solution! Our loan application process is entirely online. This means that you can apply for immediate personal loans with us 24/7 from any smartphone or computer. We work quickly and effectively to meet your emergency financial needs so we will provide an instant loan decision. If approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we’ll electronically transfer the funds to your bank account within one business day. See our FAQ for details.
A fast personal loan application process
When you need cash fast, you probably don't have the extra time required to drive to a bank or a payday lending store. That requires you to spend gas money and requires your valuable time.
We have simplified our loan application process. Our online application takes as little as 5 minutes. You can apply anywhere from your smartphone or computer 24/7. You can get an instant decision and get on with your day. Our fast loan applications are simple, streamlined, and easy to understand. Our fees and terms are clearly stated, so you will never be hit with surprise fees. You’ll know exactly how much to pay back and when.
How quickly can I get a decision on a personal loan application?
Often, people who apply for fast cash loans from traditional banks or payday lending stores have to wait hours or days to hear whether or not they have been approved. When you're scrambling to come up with cash for a financial emergency, you're probably already strapped for time. LendUp’s application takes as little as 5 minutes and we don’t make you wait for a decision. We provide instant personal loan decisions.
What’s more, we don’t require good credit to apply for a personal loan. We’ve approved many borrowers with bad credit or little credit. You won’t be automatically turned away for having bad credit. Not only do we provide fast cash loans -- we strive to help individuals improve their credit through our free online financial education courses.
If approved, how quickly can I get my personal loan?
Once you have been approved for a LendUp fast personal loan, you should expect to receive your funds quickly. If you submit your application before 5pm PT. Pacific Time on a weekday, you should see the funds deposited into your checking account by the next business day. (If you apply on a Monday before 5pm PT, you would probably receive the funds Tuesday. If you apply on a Friday 5pm PT, you would probably receive the funds the following Monday.) Every bank is different; posting times may take more than a business day. We fund the loans the next business day, but your individual bank could potentially take extra time to post those funds to your account. No need to drive to a payday loan store, or to a bank to deposit the check. Now, that’s fast!
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
Apply in as few as 5 Minutes
Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.