Short-Term Personal Loans

Unexpected expenses happen. No matter how carefully you manage your money, an illness or a critical car repair can disrupt all of your plans. Many people have found themselves in the difficult position of choosing between making their rent payments or coming up with cash to solve an urgent problem. Borrowing from friends and family isn’t always a possibility.

Applying for a personal loan online can take the stress out of surprise expenses, smoothing out your cash flow so you can keep your bills current. After all, you can’t put off a car repair when you rely on your vehicle to get you to work, and most medical expenses can’t wait. Of course, many people living on a tight budget worry that they don’t have the credit score required to qualify for a traditional credit card or a personal loan from the bank. Even when those options are available, they take time. To apply for a loan, you often have to go to the bank during business hours to apply, which is tough for folks who work all day.

Getting a short-term personal loan - What to consider

LendUp offers online personal loans through a quick, easy online application. New customers who meet our criteria can borrow up to $250.

Our goal is to simplify the process. From the moment you visit our site, you can clearly viewyour interest rate as you adjust for the amount and length of the loan. Our loans have no hidden fees, and LendUp’s interest rates are often lower than similar products you’ll find from other lenders. All of the terms and conditions are spelled out clearly, and we are available by phone to answer your questions.

Why consider us for a short-term personal loan?

Online personal loan applications are among the fastest, easiest ways to get the money you need right away. The online application typically takes less than five minutes from your computer or mobile device and you’ll get an instant decision LendUp can't guarantee receipt of your funds within a certain timeframe, though, because although we initiate a transfer of money to you, your bank controls when you’ll have access to it.

Once your loan is approved, all of the information you need will be right on your customized LendUp dashboard. You can see exactly how much you have borrowed, how much you will pay back, and when your payment is due, all on one user-friendly screen. If you have any questions, LendUp’s efficient customer service representatives are ready to help you.

At LendUp, we believe that building trust by paying your loans back on time and taking full advantage of our free online financial education courses. Even if you don’t apply for a loan, you can visit LendUp’s site now to utilize our free online education courses, whichcover multiple financial topics to help get you on a better path to financial health.

What makes applying for a short-term personal loan easy?

From your home computer or mobile device, go to You can use the sliders to drag the dial to choose your loan amount (up to $250) and repayment date (up to 30 days) before you enter any information, and view all of the fees up front.

Get started on your online personal loan with just a few pieces of information. First, we’ll need all of your contact information, including your home address, an active email address and a valid phone number that takes incoming calls. You will also need your bank account information, which can usually be found on the bottom of your checks. (Your bank account must be a traditional checking account that accepts electronic transfers to qualify.) We may also need to gather some information about your income.

Some people feel nervous about applying for a personal loan online, but remember, our top priority is to keep your information private and safe. We never sell your personal information to outside companies, which means you don’t have to worry about annoying telemarketers and spam in your email.

What requirements do I need to meet to apply for a short-term personal loan?

We make applying for a personal loan online as easy as possible by keeping requirements to a minimum. Before you place an application, please be sure that:

  • You live in one of the states that where LendUp operates. (You can check rates and terms here.)

  • You are 18 or older.

  • You have a recurring source of income; this can include income such as regular government payments or paychecks from your job.

  • You have a checking account that is open and active and can accept electronic transfers.

  • You are not an active member of the military, and you are not the dependent of an active member of the military.

If you’re approved, we may be able to help you get out of that tight financial bind online short-term personal loan application that makes it easy to get the money you need from the comfort of your own home.

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LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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