Direct Installment Loans

The Best Direct Installment Loans

Online installment loans allow you to borrow larger amounts of money, often at lower interest rates, and pay them back in multiple payments over time. LendUp installment loans at the platinum and prime levels may report to credit bureaus, which can help build your credit history.

A Direct Installment Loan Lender

If you're a returning LendUp customer at the gold, platinum, or prime levels, you may qualify for an installment loan. Applying for a direct installment loan as a returning customer is virtually instantaneous, as we already have all of your information on file. It's as simple as logging into your account, determining how much you'd like to borrow and for how long, and clicking a button. We'll process your request quickly and, if approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we’ll electronically transfer the funds to your bank account within one business day. See our lendup.com/faq for details.

How Much Can I Borrow?

The exact terms of LendUp's installment loans vary by state. For example, in California, the maximum amount you can borrow at the prime level is $1000 for a period of up to 12 months. As LendUp continues to expand and builds customized Ladders in each state, the maximum amount of our installment loan offerings will be determined. The LendUp direct installment loan advantage:

Instant Decision: LendUp is a direct lender, so we can decision you for a loan in less time than it generally takes to go to a cash advance store. You can complete the application for a LendUp loan online, from any smartphone or computer.

Safety: Applying for a direct installment loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling your direct installment loan details. We do not sell any private customer information to third parties.

Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your loan details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your installment loan.

Better rates: Direct installment loans online loans can be expensive. As a direct lender, LendUp offers better loans at even lower rates, and always with no hidden fees.

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying


Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

Learn more about our customers »

Quantcast