Direct Installment Loans
Direct Installment Loans
Online installment loans, where available, allow you to borrow larger amounts of money, often at lower interest rates, and pay them back in multiple payments over time. LendUp installment loans at the Platinum and Prime levels may report to credit bureaus, which can help build your credit history. Installment loans are not available in all states due to state laws and regulations.
A Direct Installment Loan Lender
If you're a returning LendUp customer at the platinum, or prime levels, you may qualify for an installment loan (availability based on state of residence). Applying for a direct installment loan as a returning customer is fast and easy, as we already have all of your information on file. We'll process your request quickly and, if approved, and If your LendUp loan is submitted before 5 p.m. PT on a weekday, we’ll electronically transfer the funds to your bank account within one business day. See our lendup.com/faq for details.
How Much Can I Borrow?
The exact terms of LendUp's installment loans vary by state. For example, in California, the maximum amount you can borrow at the prime level is $1000 for a period of up to 12 months. As LendUp continues to expand and builds customized Ladders in each state, the maximum amount of our installment loan offerings will be determined. The LendUp direct installment loan advantage:
Instant Decision: LendUp is a direct lender, so we can decision you for a loan in less time than it generally takes to go to a cash advance store. You can complete the application for a LendUp loan online, from any smartphone or computer.
Safety: Applying for a direct installment loan online can be tricky. We value your security, safety, and privacy. From application to funding, we're responsible for handling your direct installment loan details. We do not sell any private customer information to third parties.
Accessibility: Every LendUp customer gets a personal dashboard, where you can manage your loan details 24/7. You can contact our friendly customer support team, who is ready to answer any questions you may have about your installment loan.
Better rates: Direct installment loans online loans can be expensive. As a direct lender, LendUp offers better loans at even lower rates, and always with no hidden fees.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.