Need a No Credit Check Payday Loan?

Can I Get an Online Installment Loan from LendUp?

At LendUp, we understand you may have a less than perfect credit history. You may have struggled to find a loan with no credit or may be looking for a "bad credit" installment loan. At LendUp, we want to help customers who don't have access to traditional credit through banks or currency unions. You may even earn points on the LendUp Ladder by completing credit education courses. LendUp offers short-term loans with no credit checks with the traditional credit reporting bureaus. LendUp's installment loans, however, do require traditional credit checks.

Why are LendUp loans different?

Customers first: When our customers succeed, we succeed. With the LendUp Ladder, we strive to provide a path for customers in eligible states to move up and earn access to apply for more money at a lower cost. See The LendUp Ladder for details.

Less than Perfect Credit OK: No one is perfect - that's why LendUp takes into account a borrower's entire picture - not just a traditional credit report. With LendUp, you can prove that you're a responsibile borrower and graduate to a larger installment loan product without facing standard credit checks.

Licensed Lender: California-based LendUp is proud to be licensed by each state in which we do business.

What do I need to apply for an installment loan?

  • A valid email address

  • A phone that accepts incoming calls

  • An active checking account (have your checkbook handy or know your routing and account numbers)

Apply now and see why LendUp is different.

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What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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What people are saying


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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

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