Need a No Credit Check Payday Loan?
Can I Get an Online Installment Loan from LendUp?
At LendUp, we understand you may have a less than perfect credit history. You may have struggled to find a loan with no credit or may be looking for a "bad credit" installment loan. At LendUp, we want to help customers who don't have access to traditional credit through banks or credit unions. LendUp offers short-term loans with no credit checks with the traditional credit reporting bureaus. LendUp's installment loans (where available), however, do require a credit check with the traditional credit reporting bureaus.
Why are LendUp loans different?
Customers first: When our customers succeed, we succeed. With the LendUp Ladder, we strive to provide a path for customers in eligible states to move up and earn access to apply for more money at a lower cost. See The LendUp Ladder for details.
Less than Perfect Credit OK: No one is perfect - that's why LendUp takes into account a borrower's entire picture - not just a traditional credit report. With LendUp, you may be able to prove that you're a responsible borrower and graduate to a larger installment loan product (where available), without facing standard credit checks prior to applying for an installment loan product. LendUp installment loans at the Platinum levels may report to credit bureaus, which can help build your credit history. Installment loans are not available in all states due to state laws and regulations.
What do I need to apply for an installment loan?
A valid email address
A phone that accepts incoming calls
An active checking account (have your checkbook handy or know your routing and account numbers)
Apply now and see why LendUp is different.
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What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
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Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.