California Payday Loans

If you need money quickly and securely, but you are looking for a reliable alternative to traditional payday loans online in California, then LendUp may be able to help you. Our loans have no rollovers and our terms are clear, so you know what you are expected to pay back and the date it is due as soon as your application is approved.

LendUp is a direct lender based in San Francisco, CA. We believe that our business succeeds when our customers do, not when they go deeper into debt. We strive to help our customers provide a better path to financial health than what traditional payday lenders offer. That’s why we also offer our customers free online financial education courses to improve their financial literacy. Borrowers may be able to move up the LendUp Ladder by taking advantage of our free education courses and by repaying their LendUp Loans in full and on time.

Once you earn enough points from paying back your loans on time, and with our courses, you may also be offered higher loan amounts, at better rates over time. You may eventually be able to qualify credit-reporting loans.

What should I consider when searching for a Payday Loan in CA?

LendUp is a California-based direct lender. We are state-licensed so you're protected by California's laws and regulations. We provide an alternative to payday loans in California by cutting out the middleman so that we can give you the best possible rates, between paychecks..

Here at LendUp,security and privacy of your personal information is our priority. . We will never sell your bank account number or credit history to other payday lenders or third parties. In fact, we use bank-level security to ensure that your personal information stays safe.

We believe that everyone deserves access to quality credit regardless of their financial history. By giving loans to those whom the banks and credit unions will not ordinarily approve, our goal is to offer a better path to financial health for our customers..

How long does it take to apply for a payday loan alternative in California?

Depending on your income and financial needs, you can apply for $100 to $250 the first time you apply with LendUp as an alternative for traditional payday loans in California. Choose your desired amount and the length of your loan, and you will be able to see the total amount due, repayment date, APR and applicable fees immediately. You'll need up-to-date contact information, a bank account, a phone number and an active email address to apply. Just enter your personal information to finish the application.

Applying online only takes a few minutes, and you will receive an instant decision. Good credit is not a requirement, and you may eventually qualify for credit-reporting loans once you reach the upper levels of our LendUp Ladder.

How soon can I get a California payday loan alternative if I'm approved?

You can apply online at any time from your desktop, laptop or mobile device. If you’re approved by 5 p.m. PST on a business day (Monday through Friday), you can receive the money you need in your bank account by the next business day. Check out our FAQ for more information.

You can access the payment details and terms of your loan 24/7 from the convenience of your phone or computer so that you can keep on top of your financial obligations. You can also contact our support team if you have questions or need extra clarification. They're knowledgable and friendly and available to answer any questions you may have about payday loans in California. Don't worry. Since we don't sell your personal information to third parties, you won't receive any unsolicited calls or emails, ever.

Keep in mind that the fewer loans you take out simultaneously, the fewer chances you'll have to get deeper into debt. Also be aware that service members of the military and their dependents may have to deal with extra fees and restrictions.

Why should I choose LendUp for a payday loan alternative in CA?

  • We are a licensed, direct lender based in San Francisco, CA.

  • We'll give you an instant decision 24/7.

  • You don't need good credit, and you can apply in as little as five minutes.

  • You can apply to borrow as much as $250 the first time you request a California payday loan alternative with LendUp.

  • We provide free credit education and the ability to build your credit with the LendUp Ladder.

  • You can access more money and lower interest rates with each loan you successfully pay by utilizing the LendUp Ladder.

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