Online Payday Loans in Texas, Quick Approval

Apply for a Texas Payday Loan Online with LendUp

Do you need to borrow quick cash to resolve an unexpected financial problem? A Texas instant payday loan decision could be a fast and effective solution for your short term financial needs. At LendUp, we have already helped thousands of people across the United States to get their financial issues resolved in a fast and effective way.

Quick and Easy Application

LendUp isn't like Texas direct payday lenders – LendUp is a loan-matching service, so we do not fund the loan or make the decisions, but our job is to get you connected to a direct lender who is willing to give you payday loan based on your needs and possibilities. Once you get a match, you'll quickly see your loan terms – total fees and interest, APR, total amount due, and due date.

Applying for a payday loan using LendUp is quick – the whole process takes about five minutes. There are some minimum requirements to apply for a Texas payday loan. You must be at least 18 years of age, a Texas resident, have an active checking account, and have a recurring source of income.

Apply for a loan online, and if your loan is submitted before 5 p.m. PT (weekdays), you'll typically have money in your account by the next business day. See for more details.

Installment Loans in Texas

We get it, payday loans have their advantages, but they are not for everyone. If you need more time to repay the loan and prefer fixed monthly payments instead of a lump sum, then installment loans may be a good alternative. The application process and eligibility criteria for installment loans are the same as for payday loans. So if you need an installment loan in Texas, LendUp has you covered. Just apply online and get an immediate lending decision from one of our Texas-licensed lenders.

Bad Credit and Online Payday Loans in Texas

Having bad credit can make it tougher to get an online payday loan in Texas. Some lenders might check your credit history before saying yes to a loan, and bad credit might also lead to higher interest rates or not getting the loan at all.

However, in LendUp lenders network there are amazing online loan providers that cater to borrowers with bad credit and offer fast funding options.

Why Choose LendUp in Texas

The LendUp advantage:

Instant Decision: We provide an instant loan decision on your Texas online loan application, so our lenders can approve you for a Texas loan in less time than it takes to go to a payday loan store. You can complete the application through LendUp for a payday loan entirely online, from any smartphone or computer.

Safety: Applying for a loan online can be tricky. We value your security, safety, and privacy. We make sure that your personal information is safe with us.

Better rates: Texas online loans can be expensive. As a loan-matching service , LendUp can get you a loan at lower rates, and always with no hidden fees.

Frequently Asked Questions

Texas doesn't cap fees for payday loans, leading to higher costs compared to some other states.

Yes, Texas allows rollovers, but the total number of rollovers allowed can vary depending on local regulations.

If you can't repay a payday loan in Texas, the lender may charge additional fees, and your debt could be sent to a collection agency. Texas law prohibits criminal action against borrowers for non-repayment.

In Texas, payday loans can go up to $1,200, though the exact amount may vary based on the lender and your income.

Yes, Texas law requires a cooling-off period of at least one day after paying off a payday loan before you can take out another.

Get Your Loan with LendUp

LendUp is a fintech service that streamlines the process of connecting borrowers with direct lenders. Our automated platform enables you to easily apply for loans up to $5,000 through a simple online form, designed to match you with loan options that meet your specific needs.

Apply in as Few as 5 Minutes

Instant Loan Decision

Bad Credit is Considered

Direct Lender Alternative

Same-Day Funding Possibility