St. Louis, MO Payday loans

There are many reasons why someone in St. Louis, Missouri, might need a payday loan. Perhaps you need to pay for repairs for a broken-down car, or cover an urgent bill that can't wait until you get your next paycheck. Whatever your reason for needing cash quickly, LendUp can help you find safe and secure online loans in St. Louis, Missouri.

Top tips for finding a payday loan in St. Louis, Missouri

When looking for payday loans in St. Louis, Missouri, it's important to find a safe lender. Look for a company that is licensed to operate in Missouri, as this is a sign that the lender complies with all the state regulations that are designed to protect you as the borrower. Another factor to consider is quickness and convenience. One convenient option is finding a safe, direct online payday lender who won’t sell your information to third-party spammers. Consider a lender like LendUp, who offers a safe, direct, and overall better alternative to payday loans for residents of St. Louis, Missouri. We won’t sell your information, and you can apply from anywhere from your smartphone or home computer, in as little as 5 minutes. You’ll get an instant decision, so you can get on with your busy day.

Why consider a direct Missouri payday loan?

When shopping for a cash advance in St. Louis, MO, it's always a good idea to look for a direct lender like LendUp. When you use a direct lender, you only have to deal with one company throughout the process, from filling out the first line of the application to making your final repayment. There are no middlemen, and none of your personal details are shared or sold to third parties.

What makes us different from other St. Louis lenders?

Unlike many other providers of cash loans in St. Louis, Missouri, LendUp doesn't automatically exclude people who have low credit scores. According to a 2015 Federal Reserve Board study, more than half of people in the United States have a FICO credit score of less than 680, which prevents them from applying for credit with many banks. LendUp is ready to give these people a chance to access the credit they need. We consider all applications, even from people with low credit scores. Our aim is to help some of the 150 million people in the United States who don't have enough access to credit. We want to help these people cover unexpected costs, such as hospital visits, car repairs or even electricity bills that are larger than expected.

Credit-building Opportunities for Missouri Customers

Over the long-term, you will probably want to improve your credit score to get better access to credit. Applying for a LendUp Loan could be the first step on this journey. We have a program called the LendUp Ladder, in which borrowers can earn points for taking financial education courses and repaying their loans on time. The higher you climb up the Ladder, you may be able to unlock higher loan amounts at lower rates, over time. With our payday loan alternative, you may even earn enough points to apply for loans that report your repayment history to all three major credit bureaus: Experian, TransUnion, and Equifax. By showing positive financial behaviors, you may be offered an opportunity to build your FICO score through climbing the LendUp Ladder.

Apply for a St. Louis payday loan today

Applying for a payday loan with LendUp can take as little as five minutes. You can apply from your computer or from a smartphone, so whether you're at home or away from home, you can take the first step to getting the cash advance you need. We'll get back to you with a decision right away so you can get on with your busy life.