Eugene, Oregon, Payday Loans
More than 150 million Americans lack a credit line, credit card or savings account, leaving them without funds or credit to help them in the event of even a small emergency, such as a furnace or car that needs repaired or an unexpected veterinary or emergency room bill. In fact, nearly half of all Americans couldn't even come up with the money for a $400 emergency expense without borrowing from friends and family or selling their possessions. That's why many choose payday loans to fill their short-term credit needs.
Our payday loan alternative in Eugene, OR
LendUp is a licensed Oregon lender that offers small loans to help residents in Eugene and other parts of Oregon pay for those unexpected emergency bills until the next time they get paid.
Unlike traditional payday loans, we do not use rollovers that have a history of trapping people in debt. In fact, if our customers have trouble paying back we work with them to find a repayment plan that works for their financial situation. Plus, we offer free financial education to use as a stepping stone towards better financial habits.
What makes us unique compared to Oregon payday lenders
LendUp is not like traditional payday lenders. For one thing, we don't have brick-and-mortar lending offices. That helps us keep our fees low and lets us be available to you when you need us, whether that's at 4:00 p.m. or 4:00 a.m. We think our online application process offers you more privacy as well as saves you the time it would take to drive to a loan office and wait in line. Some of the other benefits of working with LendUp include:
- Loans of up to $250 for first-time borrowers
- No hidden fees and no rollovers
- Clear terms and conditions
- Free credit education
How to Apply for a Payday Loan With Us
Applying for an Oregon payday loan alternative with LendUp is easy. It doesn't matter whether you have good or poor credit. We’ve approved those with poor credit or even no credit. To apply, you need:
- To live in one of the states where LendUp operates, such as Oregon
- To be at least 18 years of age
- To have a recurring source of income, such as a paycheck, a pension or Social Security and show proof
- To have a checking account that is open and active and that can accept electronic transfers
- A valid telephone number (can be a mobile phone)
- A valid email address
- A mailing address
Note: Active members of the U.S. military and their dependents are not able to take out loans from LendUp.
You can apply for a LendUp loan online 24 hours a day, seven days a week. There's no standing in line and having other people listen to your personal business.
In most cases, when you submit your application by 5:00 p.m. (weekday, Pacific time), you'll have the money you need in your bank account the next business day. See FAQ for more details on loan deposit time. The entire application process can usually be completed in as few as five minutes.
Everyone has an unexpected bill every now and then. It's nothing to be ashamed on. LendUp can help you find the money you need for health care, important repairs and that higher than average heating bill without begging from your family and friends. Our mission is to provide consumers with poor credit to gain access to credit.
Apply for a LendUp Loan here:
What is LendUp?
LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.Learn more about LendUp »
Apply in as few as 5 Minutes
Good Credit not Required
What people are saying
an innovative new payday loan banking model that’s more Silicon Valley than Wall Street
LendUp is leveraging technology to redefine the payday lending experience, bringing a new level of innovation and transparency to an industry that desperately needs disruption.
...LendUp is a better product than the traditional payday loan.
A lending startup with a heart
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Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.