San Diego Payday Loans

From Escondido to Pacific Beach, San Diego County residents who find themselves in need of a short-term loan are discovering that there is a better alternative to typical payday loans. Even if you don't have great credit, you know that it's important to understand your options when it comes to borrowing and to learn all you can about the application, approval and repayment process. LendUp, a licensed, California direct lender, offers an alternative to traditional payday loans in San Diego, CA, and has designed a system that benefits its customers first and foremost. We believe that our success depends entirely on our customers' success, so we strive to make the entire lending process quick, easy and transparent; to provide you safe access to funds in as little as one business day; and to help you work towards a better path towards financial health. Start looking into San Diego payday loans and you'll soon understand that LendUp's payday loan alternatives are the sensible choice for Southern California borrowers of all financial backgrounds.

Looking for payday loans in San Diego, CA? Discover the benefits of a payday loan alternative from us

Ditch the San Diego Payday Loan Store and Apply online

One of the major benefits of choosing a payday loan alternative from LendUp is our easy and quick application process. With our online-only application open 24 hours a day, seven days a week, you could be watching the sun sink beneath the Coronado Bridge on a balmy evening or taking a morning hike along the clifftops of Torrey Pines while getting approved for a payday loan alternative. Simply pull out your smartphone or power-up your laptop and complete our simple application online in as little as five minutes. We'll let you know our decision instantly, and you can receive the loan money as soon as the next day.

Terms and Conditions that are as Clear as the Pacific Ocean

The terms and conditions of LendUp Loans--which include no roll-overs--are made clear to you throughout the process. As a direct lender based in California, we are state-licensed and provide you the protection of all of California's laws and regulations. This means we will never sell your information. We also operate without the interference and risk of an anonymous middleman.

Short-Term Loans With Long-Term Benefits

At LendUp, our goal is to provide borrowers with quick access to up to $250, even if you can't get approved by regular banks in San Diego. You don't need to have good credit to get approved for our San Diego payday loan alternatives, but with our innovative LendUp Ladder, we will help you work toward improving your credit. The LendUp Ladder is available to California residents. It is a tool designed to help our customers in ways far beyond that of any traditional payday lender. When you receive a LendUp Loan and make your payments on time, you will earn points that help you move up Ladder. Moving up the Ladder means you may eventually be able to access to higher loan amounts with lower interest rates. By establishing a pattern of responsible borrowing, you have the opportunity to build your credit history over time. LendUp has a reporting relationship with the three major credit bureaus: Transunion, Experian, and Equifax.Moving up the LendUp Ladder can potentially increase your credit history.

Free Financial Education Courses

Our free online resources and financial education stand as testament our commitment to helping our customers succeed. As a LendUp customer, you have access to educational courses designed to help you understand the most important facets of finance. Learn about credit scores and discover achievable ways to build your credit history, understand the fundamentals of saving money and take courses in many other financial topics too. And as an additional reward (aside from adding to your wealth of financial knowledge), taking one of our courses and completing a short quiz is another way to move up a rung on the LendUp Ladder.

What do you need to apply with us?

If you are a resident of San Diego looking for a payday loan alternative, and at least 18 years of age, have a regular source of income and live anywhere in California (or one of the other states in which LendUp operates), you are qualified to apply for one of our payday loan alternatives. The requirements do not vary based on your credit score, and good credit is not required. You do need to have a valid checking account that accepts ACH (electronic) transfers. If you are unsure that your checking account allows for electronic deposits, just call your bank. You also need a phone number, email address (needed to receive a verification that you initiate the loan application process) and current contact information, including a home address. You can submit your application online in as little as five minutes, at any time of the day and any day of the week. You will get an instant decision, and if approved, your loan will be deposited directly into your checking account. Apply before 5 p.m. on a weekday and the money can be in your account as soon as the next business day.

Get Started Here

Apply for a LendUp Loan here:

What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

Learn more about LendUp »

Apply in as few as 5 Minutes

Instant Decision

Good Credit not Required

Direct Lender

What people are saying

Hear from our customers

Testimonials reflect the individual's opinion and may not be representative of all individual experiences with LendUp. Customers received compensation in the form of points on the LendUp Ladder.

Learn more about our customers »

Related Reading